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Mortgage lending in Texas

Lenders in Texas reported 959,692 mortgage applications for 2025, according to the CFPB.

959,692 mortgage applications and 526,689 loans originated in 2025. 186,511 of the 749,111 applications decided were denied, 24.9%. From 2025, the CFPB’s Snapshot release.

959,692
Applications
526,689
Loans originated
16.6 per 1,000 residents, over the Census Bureau's 2025 estimate.
24.9%
Denial rate
186,511 denied of 749,111 applications decided.

The largest lenders in Texas

2 more columns on a wider screen

Lenders in Texas by loans originated, 2025
RankLenderOriginated
1United Wholesale Mortgage42,285
2Rocket Mortgage30,579
3DHI Mortgage Company, LTD.17,748
4Lennar Mortgage, LLC15,642
5CMG Mortgage Inc10,655
6JPMorgan Chase Bank, NA9,775
7loanDepot.com LLC8,535
8Crosscountry Mortgage, LLC7,734
9Fairway Independent Mort Corp7,468
10Randolph-Brooks Federal Credit Union7,141
11Mortgage Research Center6,918
12Guild Mortgage Company6,877
13Pennymac Loan Services LLC6,849
1421ST Mortgage6,763
15Primelending6,358
16Bank of America NA6,141
17Frost Bank6,117
18Freedom Mortgage Corporation5,759
19New American Funding, LLC.5,508
20Newrez LLC4,793
21Navy Federal Credit Union4,267
22Ark-LA-Tex Financial Services LLC4,151
23Kind Lending, LLC3,781
24First Financial Bank3,754
25Cadence Bank3,639

Counties in Texas

1 more column on a wider screen

Counties in Texas by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Harris County62,641$265,000
Bexar County36,437$245,000
Tarrant County34,429$285,000
Collin County31,211$375,000
Dallas County31,059$285,000
Denton County25,932$365,000
Travis County20,147$375,000
Montgomery County19,975$275,000
Fort Bend County17,625$315,000
Williamson County16,875$345,000
El Paso County12,745$225,000
Bell County9,385$265,000
Hidalgo County8,310$225,000
Brazoria County8,015$285,000
Galveston County7,841$275,000
Hays County7,164$305,000
Lubbock County6,275$205,000
Ellis County6,166$335,000
Kaufman County5,876$275,000
Nueces County5,794$225,000
Guadalupe County5,657$255,000
Comal County5,458$325,000
Johnson County5,374$295,000
Parker County4,902$345,000
Smith County4,564$225,000
McLennan County4,509$235,000
Midland County4,345$295,000
Cameron County4,175$225,000
Grayson County3,989$255,000
Brazos County3,776$275,000
Rockwall County3,617$345,000
Randall County3,570$215,000
Taylor County3,357$215,000
Jefferson County3,157$175,000
Ector County3,100$235,000
Webb County2,903$225,000
Hunt County2,704$255,000
Waller County2,549$285,000
Bastrop County2,373$285,000
Wise County2,345$305,000
Liberty County2,186$215,000
Wichita County2,066$165,000
Tom Green County2,042$225,000
Hood County1,972$265,000
Gregg County1,897$195,000
Henderson County1,720$215,000
Potter County1,525$155,000
Medina County1,510$315,000
Chambers County1,499$305,000
Coryell County1,478$225,000
Orange County1,438$175,000
Bowie County1,417$165,000
Burnet County1,355$285,000
Kendall County1,306$405,000
San Patricio County1,250$225,000
Wilson County1,214$275,000
Van Zandt County1,075$225,000
Victoria County1,067$205,000
Hardin County1,060$185,000
Harrison County1,057$185,000
Angelina County1,037$185,000
Wood County1,014$185,000
Caldwell County936$235,000
Navarro County921$205,000
Walker County888$225,000
Atascosa County872$205,000
Cooke County837$275,000
Upshur County832$185,000
Kerr County793$255,000
Rusk County789$185,000
Fannin County759$235,000
Nacogdoches County754$185,000
Cherokee County744$185,000
Hill County701$215,000
Polk County678$175,000
Aransas County655$255,000
Washington County654$245,000
Grimes County646$255,000
Hopkins County632$205,000
Erath County598$255,000
Anderson County579$175,000
Lamar County579$175,000
Gillespie County578$355,000
Palo Pinto County574$205,000
Lampasas County561$275,000
San Jacinto County554$195,000
Austin County545$255,000
Brown County536$175,000
Jasper County528$155,000
Llano County523$335,000
Val Verde County496$225,000
Gaines County451$225,000
Bandera County449$265,000
Cass County444$145,000
Wharton County444$185,000
Maverick County437$225,000
Matagorda County427$205,000
Burleson County420$205,000
Howard County412$165,000
Montague County398$205,000
Milam County366$245,000
Titus County346$195,000
Fayette County332$245,000
Jim Wells County331$195,000
Andrews County312$265,000
Hockley County312$165,000
Callahan County311$175,000
Hutchinson County309$135,000
Freestone County308$175,000
Blanco County305$355,000
Bosque County300$185,000
Robertson County294$215,000
Limestone County289$175,000
Jones County279$155,000
Leon County279$205,000
Hale County278$145,000
Panola County276$185,000
Starr County275$185,000
Tyler County271$165,000
Calhoun County270$195,000
Moore County262$175,000
Bee County260$165,000
Kleberg County259$185,000
Lavaca County255$185,000
Gray County253$135,000
Colorado County252$225,000
Rains County249$245,000
Eastland County245$155,000
Shelby County233$155,000
Gonzales County231$175,000
Franklin County230$215,000
Young County220$175,000
Houston County219$165,000
Uvalde County218$185,000
Trinity County215$155,000
Archer County214$220,000
Clay County210$175,000
Comanche County209$185,000
DeWitt County208$165,000
Somervell County206$285,000
Camp County205$195,000
Lee County205$235,000
Morris County203$155,000
Falls County194$185,000
Deaf Smith County187$155,000
Scurry County185$145,000
Madison County178$205,000
Sabine County173$185,000
Ward County171$195,000
Jackson County165$165,000
Nolan County158$155,000
Martin County156$220,000
Red River County153$145,000
Newton County152$140,000
Stephens County136$130,000
Pecos County135$195,000
Jack County133$245,000
Reeves County132$195,000
Frio County130$170,000
Marion County128$150,000
Wilbarger County125$125,000
Live Oak County124$215,000
Karnes County123$185,000
Carson County117$165,000
Hamilton County113$205,000
Lamb County110$135,000
Runnels County104$145,000
Terry County103$145,000
Coleman County100$140,000
Dawson County100$135,000
Lynn County99$205,000
Goliad County96$255,000
Brewster County94$235,000
Delta County90$190,000
San Augustine County89$145,000
Willacy County89$155,000
Refugio County82$145,000
Swisher County81$115,000
Hartley County76$195,000
Ochiltree County75$135,000
Yoakum County74$170,000
Dallam County73$155,000
Winkler County73$175,000
Mills County68$205,000
Mitchell County66$160,000
Zapata County65$145,000
Childress County59$125,000
Parmer County56$145,000
Donley County55$115,000
Haskell County54$125,000
McCulloch County54$130,000
Crane County52$195,000
Castro County51$185,000
Hansford County48under 50 loans
Crosby County47under 50 loans
Dimmit County47under 50 loans
Duval County43under 50 loans
Kimble County43under 50 loans
Zavala County43under 50 loans
Shackelford County42under 50 loans
Armstrong County41under 50 loans
Bailey County41under 50 loans
Wheeler County40under 50 loans
Kinney County39under 50 loans
Mason County39under 50 loans
Real County38under 50 loans
Hudspeth County37under 50 loans
Sherman County37under 50 loans
Coke County36under 50 loans
Hardeman County36under 50 loans
Fisher County35under 50 loans
San Saba County35under 50 loans
Upton County35under 50 loans
Baylor County32under 50 loans
Floyd County32under 50 loans
Garza County32under 50 loans
Hall County32under 50 loans
La Salle County32under 50 loans
Knox County30under 50 loans
Presidio County29under 50 loans
Jeff Davis County26under 50 loans
Schleicher County25under 50 loans
Sutton County25under 50 loans
Culberson County24under 50 loans
Concho County22under 50 loans
Hemphill County22under 50 loans
Lipscomb County22under 50 loans
Jim Hogg County21under 50 loans
Oldham County21under 50 loans
Collingsworth County19under 50 loans
Brooks County17under 50 loans
Crockett County16under 50 loans
Menard County15under 50 loans
Throckmorton County14under 50 loans
Edwards County13under 50 loans
Irion County13under 50 loans
Briscoe County12under 50 loans
Roberts County12under 50 loans
Reagan County11under 50 loans
Glasscock County10under 50 loans
Kent County10under 50 loans
Cochran County9under 50 loans
Motley County9under 50 loans
Terrell County8under 50 loans
Borden County6under 50 loans
Sterling County6under 50 loans
Foard County5under 50 loans
Stonewall County5under 50 loans
Dickens County4under 50 loans
McMullen County4under 50 loans
Cottle County1under 50 loans
Kenedy County1under 50 loans
King County0under 50 loans

Texas elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Texas Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Low-income housing Low-income housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Texas Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Texas →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved