Mortgage lending in Burnet County, Texas
Lenders in Burnet County, Texas reported 2,426 mortgage applications for 2025, according to the CFPB.
2,426 mortgage applications and 1,355 loans originated in 2025; the denial rate was 22.8% of 1,893 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Burnet County, TX.
- 2,426
- Applications
- 1,355
- Loans originated
- 22.8%
- Denial rate
- 432 denied of 1,893 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,426 | 1,355 |
| 2024 | 2,246 | 1,272 |
| 2023 | 2,014 | 1,089 |
| 2022 | 3,052 | 1,715 |
| 2021 | 4,045 | 2,386 |
| 2020 | 3,680 | 2,273 |
| 2019 | 2,328 | 1,412 |
| 2018 | 2,019 | 1,173 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lennar Mortgage, LLC | 101 | 127 |
| United Wholesale Mortgage | 81 | 117 |
| Rocket Mortgage | 76 | 125 |
| DHI Mortgage Company, LTD. | 64 | 93 |
| First United Bank and Trust Co | 46 | 75 |
| Cadence Bank | 42 | 66 |
| CMG Mortgage Inc | 38 | 52 |
| 21ST Mortgage | 36 | 132 |
| Pennymac Loan Services LLC | 34 | 53 |
| Security State Bank & Trust | 32 | 42 |
| Randolph-Brooks Federal Credit Union | 30 | 55 |
| Fairway Independent Mort Corp | 23 | 32 |
| Homeamerican Mortgage Corporation | 22 | 31 |
| University Federal Credit Union | 21 | 27 |
| Guild Mortgage Company | 21 | 34 |
| Freedom Mortgage Corporation | 18 | 38 |
| Kind Lending, LLC | 16 | 27 |
| A+ Federal Credit Union | 14 | 25 |
| Nationstar Mortgage | 14 | 25 |
| Austin Telco FCU | 13 | 21 |
| Gateway First Bank | 12 | 16 |
| Mortgage Research Center | 12 | 37 |
| Newrez LLC | 12 | 39 |
| Bank of America NA | 12 | 25 |
| The Loan Store, Inc | 11 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | 33 | no rate: base under 50 |
| Black or African American | 28 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,869 | 22.7% of 1,472 decided |
| 2 or more minority races | under 10 | |
| Joint | 62 | no rate: base under 50 |
| Race Not Available | 412 | 23.6% of 309 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 276 | 33.5% of 209 decided |
| Not Hispanic or Latino | 1,641 | 22.0% of 1,285 decided |
| Joint | withheld | |
| Ethnicity Not Available | 395 | 21.6% of 305 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 737 | 23.4% of 561 decided |
| Female | 440 | 31.8% of 352 decided |
| Joint | 1,049 | 18.3% of 826 decided |
| Sex Not Available | 200 | 24.7% of 154 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 379 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved