Mortgage lending in Knox County, Texas

Lenders in Knox County, Texas reported 63 mortgage applications for 2025, according to the CFPB.

63 mortgage applications and 30 loans originated in 2025; the denial rate was under 50 decided of 45 applications decided. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Knox County, TX.

63
Applications: 30
Loans originated: under 50 decided
Denial rate: 12 denied of 45 applications decided.

Every year

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Mortgage applications and loans originated in Knox County, Texas, by year
Year	Applications	Originated	Denied
2025	63	30	12
2024	66	30	19
2023	46	19	16
2022	68	27	13
2021	57	26	13
2020	47	26	7
2019	31	18	4
2018	36	15	15

The largest lenders here

Lenders in Knox County, Texas by loans originated, 2025
Lender	Originated	Applications
Rocket Mortgage	5	7
Primelending	3	3
Abilene Teachers FCU	2	3
Churchill Mortgage Corporation	2	3
American National Bank & Trust	2	3
Cardinal Financial Company, Li	2	2
AmeriHome Mortgage Company, LLC	1	1
Western Bank	1	1
First National Bank and Trust	1	5
Farm Credit Mid-America, Aca	1	1
Austin Bank, Texas National Association	1	1
Centennial Bank	1	1
Waterstone Mortgage Corporation	1	1
T2 Financial LLC	1	1
Nationstar Mortgage	1	1
Mortgage Solutions of Colorado	1	1
City Bank	1	1
Pike Creek Mortgage Services, Inc.	1	1
21ST Mortgage	1	3
Agfirst Farm Credit Bank	1	1
CV3 Financial Services, LLC	0	1
Vanderbilt Mortgage and Finance, Inc	0	2
Southwest Stage Funding LLC	0	2
Click n' Close, Inc.	0	1
Sofi Bank, National Association	0	1

Applications by race, ethnicity and sex, 2025

By race, Knox County, Texas: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	43	no rate: base under 50
Joint	under 10
Race Not Available	13	no rate: base under 50

By ethnicity, Knox County, Texas: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	17	no rate: base under 50
Not Hispanic or Latino	34	no rate: base under 50
Joint	under 10
Ethnicity Not Available	under 10

By sex, Knox County, Texas: applications and denial rate
Category	Applications	Denial rate
Male	30	no rate: base under 50
Female	17	no rate: base under 50
Joint	withheld
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026