Mortgage lending in Kerr County, Texas
Lenders in Kerr County, Texas reported 1,615 mortgage applications for 2025, according to the CFPB.
1,615 mortgage applications and 793 loans originated in 2025; the denial rate was 28.6% of 1,236 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kerr County, TX.
- 1,615
- Applications
- 793
- Loans originated
- 28.6%
- Denial rate
- 354 denied of 1,236 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,615 | 793 |
| 2024 | 1,309 | 711 |
| 2023 | 1,189 | 643 |
| 2022 | 1,783 | 966 |
| 2021 | 2,728 | 1,557 |
| 2020 | 2,473 | 1,405 |
| 2019 | 1,723 | 1,007 |
| 2018 | 1,541 | 820 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 66 | 95 |
| Randolph-Brooks Federal Credit Union | 61 | 119 |
| MLD Mortgage, Inc.dba the Money Store | 49 | 57 |
| United Wholesale Mortgage | 37 | 47 |
| Security State Bank & Trust | 37 | 59 |
| V.i.p. Mortgage, Inc. | 32 | 39 |
| Lennar Mortgage, LLC | 30 | 43 |
| Pilgrim Mortgage LLC | 22 | 25 |
| Centennial Bank | 20 | 33 |
| Gardner Financial Services | 17 | 23 |
| Newrez LLC | 16 | 41 |
| AmeriHome Mortgage Company, LLC | 15 | 18 |
| Mortgage Research Center | 15 | 34 |
| Broadway National Bank | 14 | 26 |
| The Bank & Trust, s.s.b. | 13 | 24 |
| 21ST Mortgage | 13 | 60 |
| Comerica Bank | 12 | 35 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 88 |
| Security Service | 10 | 21 |
| Guild Mortgage Company | 10 | 14 |
| Guaranteed Rate, Inc. | 10 | 21 |
| Bank of America NA | 9 | 15 |
| Wells Fargo Bank NA | 9 | 18 |
| CMG Mortgage Inc | 7 | 12 |
| Mutual of Omaha Mortgage | 7 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 15 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,295 | 26.9% of 1,000 decided |
| 2 or more minority races | under 10 | |
| Joint | 38 | no rate: base under 50 |
| Race Not Available | 240 | 34.5% of 177 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 285 | 47.3% of 218 decided |
| Not Hispanic or Latino | 999 | 22.5% of 768 decided |
| Joint | 111 | 26.1% of 88 decided |
| Ethnicity Not Available | 220 | 34.0% of 162 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 423 | 29.2% of 308 decided |
| Female | 359 | 35.8% of 288 decided |
| Joint | 722 | 24.2% of 558 decided |
| Sex Not Available | 111 | 31.7% of 82 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 580 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved