Mortgage lending in Chambers County, Texas
Lenders in Chambers County, Texas reported 2,573 mortgage applications for 2025, according to the CFPB.
2,573 mortgage applications and 1,499 loans originated in 2025; the denial rate was 23.2% of 2,092 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area.
- 2,573
- Applications
- 1,499
- Loans originated
- 23.2%
- Denial rate
- 486 denied of 2,092 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,573 | 1,499 |
| 2024 | 2,355 | 1,329 |
| 2023 | 2,335 | 1,343 |
| 2022 | 3,155 | 1,799 |
| 2021 | 4,453 | 2,645 |
| 2020 | 4,397 | 2,657 |
| 2019 | 2,677 | 1,597 |
| 2018 | 2,191 | 1,277 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 237 | 265 |
| loanDepot.com LLC | 122 | 164 |
| Rocket Mortgage | 72 | 108 |
| Primelending | 65 | 83 |
| K. Hovnanian American Mortgage | 64 | 98 |
| Guild Mortgage Company | 37 | 47 |
| Community Resource Credit Unio | 36 | 77 |
| Inspire Home Loans Inc. | 32 | 42 |
| Pulte Mortgage LLC | 27 | 51 |
| CMG Mortgage Inc | 27 | 35 |
| Grace Home Lending, LLC | 24 | 38 |
| Click n' Close, Inc. | 22 | 26 |
| CLM Mortgage, Inc | 22 | 27 |
| Mortgage Research Center | 20 | 36 |
| Legend Lending Corporation | 20 | 23 |
| Cardinal Financial Company, Li | 19 | 29 |
| Ocmbc, Inc. | 18 | 21 |
| Parkstone Mortgage, LLC | 17 | 28 |
| The Loan Store, Inc | 16 | 21 |
| Nations Lending Corporation | 15 | 17 |
| Luminate Bank | 15 | 19 |
| New American Funding, LLC. | 14 | 30 |
| Fairway Independent Mort Corp | 14 | 17 |
| Crosscountry Mortgage, LLC | 14 | 20 |
| 21ST Mortgage | 14 | 92 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 32 | no rate: base under 50 |
| Asian | 97 | 21.7% of 83 decided |
| Black or African American | 194 | 42.3% of 163 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,863 | 21.0% of 1,516 decided |
| 2 or more minority races | under 10 | |
| Joint | 62 | 11.5% of 52 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 317 | 26.8% of 246 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 581 | 25.6% of 468 decided |
| Not Hispanic or Latino | 1,595 | 22.2% of 1,317 decided |
| Joint | 113 | 16.5% of 91 decided |
| Ethnicity Not Available | 284 | 27.3% of 216 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,104 | 26.4% of 905 decided |
| Female | 380 | 35.1% of 308 decided |
| Joint | 957 | 14.6% of 778 decided |
| Sex Not Available | 132 | 24.8% of 101 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 282 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved