Mortgage lending in Starr County, Texas
Lenders in Starr County, Texas reported 650 mortgage applications for 2025, according to the CFPB.
650 mortgage applications and 275 loans originated in 2025; the denial rate was 40.3% of 494 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Starr County, TX.
- 650
- Applications
- 275
- Loans originated
- 40.3%
- Denial rate
- 199 denied of 494 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 650 | 275 |
| 2024 | 595 | 221 |
| 2023 | 543 | 204 |
| 2022 | 624 | 266 |
| 2021 | 669 | 289 |
| 2020 | 568 | 239 |
| 2019 | 476 | 190 |
| 2018 | 455 | 203 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 41 | 137 |
| United Wholesale Mortgage | 19 | 30 |
| Rocket Mortgage | 17 | 23 |
| Paramount Residential Mortgage | 12 | 15 |
| Securitynational Mortgage Company | 12 | 28 |
| PNC Bank N.A. | 12 | 32 |
| Lone Star National Bank | 11 | 25 |
| Synergy One Lending, Inc. | 10 | 16 |
| Leaderone Financial Corp. | 10 | 11 |
| Movement Mortgage, LLC | 10 | 13 |
| Rally Credit Union | 9 | 30 |
| American Portfolio Mortgage Corporation | 8 | 13 |
| CMG Mortgage Inc | 8 | 13 |
| Right Start Mortgage, Inc | 8 | 12 |
| JPMorgan Chase Bank, NA | 7 | 10 |
| Crosscountry Mortgage, LLC | 5 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 18 |
| Directions Equity, LLC | 4 | 5 |
| International Bank of Commerce | 3 | 4 |
| Security Service | 3 | 12 |
| Texas National Bank | 3 | 3 |
| Bank of America NA | 3 | 18 |
| Nations Lending Corporation | 2 | 2 |
| Gateway First Bank | 2 | 4 |
| Navy Federal Credit Union | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 551 | 39.3% of 430 decided |
| Joint | under 10 | |
| Race Not Available | 82 | 48.1% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 577 | 40.1% of 441 decided |
| Not Hispanic or Latino | withheld | |
| Joint | under 10 | |
| Ethnicity Not Available | 43 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 322 | 38.5% of 234 decided |
| Female | 125 | 50.5% of 93 decided |
| Joint | 183 | 35.3% of 150 decided |
| Sex Not Available | 20 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1336 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved