Mortgage lending in Wise County, Texas
Lenders in Wise County, Texas reported 4,160 mortgage applications for 2025, according to the CFPB.
4,160 mortgage applications and 2,345 loans originated in 2025; the denial rate was 24.7% of 3,334 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wise County, TX HUD Metro FMR Area.
- 4,160
- Applications
- 2,345
- Loans originated
- 24.7%
- Denial rate
- 824 denied of 3,334 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,160 | 2,345 |
| 2024 | 3,918 | 2,183 |
| 2023 | 3,888 | 2,135 |
| 2022 | 4,117 | 2,280 |
| 2021 | 5,563 | 3,370 |
| 2020 | 5,322 | 3,313 |
| 2019 | 3,418 | 2,039 |
| 2018 | 2,707 | 1,577 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| DHI Mortgage Company, LTD. | 243 | 352 |
| United Wholesale Mortgage | 147 | 207 |
| Rocket Mortgage | 116 | 185 |
| American National Bank & Trust | 90 | 114 |
| Lennar Mortgage, LLC | 73 | 98 |
| Fairway Independent Mort Corp | 72 | 99 |
| Guild Mortgage Company | 64 | 81 |
| First Financial Bank | 60 | 89 |
| 21ST Mortgage | 52 | 329 |
| SFMC, LP | 50 | 69 |
| Highlands Residential Mortgage, Ltd. | 46 | 63 |
| Union Home Mortgage Corp. | 42 | 50 |
| First United Bank and Trust Co | 39 | 54 |
| Crosscountry Mortgage, LLC | 38 | 56 |
| loanDepot.com LLC | 34 | 63 |
| Magnolia Bank | 34 | 39 |
| Freedom Mortgage Corporation | 27 | 53 |
| CMG Mortgage Inc | 25 | 36 |
| Cardinal Financial Company, Li | 24 | 27 |
| Datcu | 23 | 51 |
| Pennymac Loan Services LLC | 22 | 58 |
| American Financial Resources LLC | 21 | 26 |
| Gateway First Bank | 21 | 26 |
| Navy Federal Credit Union | 20 | 40 |
| Mortgage Research Center | 20 | 50 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 42 | no rate: base under 50 |
| Asian | 57 | 18.0% of 50 decided |
| Black or African American | 162 | 26.3% of 133 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,023 | 23.9% of 2,427 decided |
| 2 or more minority races | under 10 | |
| Joint | 105 | 19.5% of 87 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 752 | 28.6% of 594 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 604 | 33.3% of 490 decided |
| Not Hispanic or Latino | 2,634 | 22.7% of 2,113 decided |
| Joint | withheld | |
| Ethnicity Not Available | 704 | 25.9% of 552 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,340 | 28.1% of 1,063 decided |
| Female | 689 | 28.2% of 549 decided |
| Joint | 1,788 | 20.9% of 1,457 decided |
| Sex Not Available | 343 | 24.5% of 265 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 284 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved