Mortgage lending in Llano County, Texas
Lenders in Llano County, Texas reported 944 mortgage applications for 2025, according to the CFPB.
944 mortgage applications and 523 loans originated in 2025; the denial rate was 24.1% of 735 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Llano County, TX.
- 944
- Applications
- 523
- Loans originated
- 24.1%
- Denial rate
- 177 denied of 735 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 944 | 523 |
| 2024 | 839 | 480 |
| 2023 | 876 | 461 |
| 2022 | 1,199 | 693 |
| 2021 | 1,871 | 1,118 |
| 2020 | 1,846 | 1,141 |
| 2019 | 1,020 | 650 |
| 2018 | 968 | 605 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 31 | 43 |
| First United Bank and Trust Co | 26 | 46 |
| Cadence Bank | 25 | 38 |
| United Wholesale Mortgage | 24 | 30 |
| International Bank of Commerce | 14 | 17 |
| Prosperity Bank | 12 | 23 |
| Guild Mortgage Company | 10 | 15 |
| 21ST Mortgage | 10 | 67 |
| Security State Bank & Trust | 9 | 12 |
| Randolph-Brooks Federal Credit Union | 9 | 15 |
| Fairway Independent Mort Corp | 9 | 11 |
| Pennymac Loan Services LLC | 9 | 16 |
| Navy Federal Credit Union | 8 | 10 |
| Mortgage Research Center | 8 | 9 |
| CMG Mortgage Inc | 8 | 18 |
| Morgan Stanley Private Bank NA | 8 | 8 |
| GSB Mortgage, Inc. | 8 | 12 |
| Better Mortgage Corporation | 8 | 9 |
| Bank of America NA | 8 | 13 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 19 |
| Triad Financial Services, Inc. | 6 | 28 |
| Crosscountry Mortgage, LLC | 6 | 10 |
| Newrez LLC | 5 | 7 |
| Charles Schwab Bank, SSB | 5 | 5 |
| JPMorgan Chase Bank, NA | 5 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 751 | 23.6% of 584 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 168 | 25.4% of 130 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 81 | 45.8% of 59 decided |
| Not Hispanic or Latino | 663 | 21.4% of 509 decided |
| Joint | withheld | |
| Ethnicity Not Available | 171 | 23.6% of 140 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 278 | 26.6% of 207 decided |
| Female | 196 | 30.4% of 148 decided |
| Joint | 374 | 18.6% of 301 decided |
| Sex Not Available | 96 | 26.6% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 195 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved