Mortgage lending in Travis County, Texas
Lenders in Travis County, Texas reported 35,020 mortgage applications for 2025, according to the CFPB.
35,020 mortgage applications and 20,147 loans originated in 2025; the denial rate was 21.0% of 27,048 applications decided. The median loan was about $375,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Austin-Round Rock-San Marcos, TX MSA.
- 35,020
- Applications
- 20,147
- Loans originated
- 21.0%
- Denial rate
- 5,677 denied of 27,048 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 35,020 | 20,147 |
| 2024 | 34,062 | 19,709 |
| 2023 | 36,891 | 19,631 |
| 2022 | 60,087 | 33,769 |
| 2021 | 100,246 | 62,773 |
| 2020 | 101,593 | 63,829 |
| 2019 | 60,399 | 37,284 |
| 2018 | 50,560 | 30,844 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,507 | 1,974 |
| Rocket Mortgage | 918 | 1,396 |
| CMG Mortgage Inc | 873 | 1,242 |
| University Federal Credit Union | 614 | 901 |
| Randolph-Brooks Federal Credit Union | 586 | 1,170 |
| JPMorgan Chase Bank, NA | 559 | 904 |
| Frost Bank | 499 | 904 |
| Taylor Morrison Home Funding, Inc. | 480 | 561 |
| Fairway Independent Mort Corp | 424 | 597 |
| Loanpeople, LLC | 412 | 609 |
| First United Bank and Trust Co | 341 | 495 |
| loanDepot.com LLC | 320 | 523 |
| Bank of America NA | 312 | 811 |
| Pennymac Loan Services LLC | 283 | 537 |
| Cadence Bank | 279 | 395 |
| DHI Mortgage Company, LTD. | 276 | 390 |
| A+ Federal Credit Union | 220 | 608 |
| Primelending | 204 | 283 |
| Amplify Credit Union | 192 | 285 |
| US Bank, N.A. | 182 | 293 |
| Austin Telco FCU | 178 | 344 |
| Crosscountry Mortgage, LLC | 174 | 289 |
| Newrez LLC | 173 | 509 |
| KBHS Home Loans, LLC | 172 | 234 |
| The Loan Store, Inc | 164 | 243 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 281 | 26.6% of 222 decided |
| Asian | 4,185 | 16.7% of 3,175 decided |
| Black or African American | 1,673 | 31.5% of 1,287 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 19,852 | 20.0% of 15,565 decided |
| 2 or more minority races | 87 | 25.7% of 70 decided |
| Joint | 1,021 | 14.1% of 786 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 7,869 | 24.2% of 5,904 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 6,165 | 28.5% of 4,846 decided |
| Not Hispanic or Latino | 20,772 | 19.0% of 16,140 decided |
| Joint | withheld | |
| Ethnicity Not Available | 6,547 | 21.8% of 4,848 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 12,586 | 23.2% of 9,564 decided |
| Female | 6,923 | 25.5% of 5,378 decided |
| Joint | 11,730 | 15.5% of 9,321 decided |
| Sex Not Available | 3,781 | 22.9% of 2,785 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 119 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved