Mortgage lending in Brewster County, Texas
Lenders in Brewster County, Texas reported 184 mortgage applications for 2025, according to the CFPB.
184 mortgage applications and 94 loans originated in 2025; the denial rate was 22.5% of 138 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Brewster County, TX.
- 184
- Applications
- 94
- Loans originated
- 22.5%
- Denial rate
- 31 denied of 138 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 184 | 94 |
| 2024 | 148 | 82 |
| 2023 | 169 | 75 |
| 2022 | 263 | 138 |
| 2021 | 340 | 193 |
| 2020 | 342 | 186 |
| 2019 | 235 | 142 |
| 2018 | 220 | 119 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 30 | 40 |
| Rocket Mortgage | 9 | 12 |
| Mortgage Research Center | 6 | 11 |
| Efinity Financial LLC | 5 | 6 |
| West Texas National Bank | 4 | 5 |
| 21ST Mortgage | 4 | 21 |
| Primelending | 2 | 2 |
| Fairway Independent Mort Corp | 2 | 2 |
| NBH Bank | 2 | 2 |
| Integrity Mortgage Corporation of Texas | 2 | 3 |
| Usaa Federal Savings Bank | 2 | 3 |
| Pennymac Loan Services LLC | 2 | 4 |
| TransPecos Banks, SSB - Pecos, TX | 1 | 4 |
| Southwest Stage Funding LLC | 1 | 2 |
| Gateway First Bank | 1 | 2 |
| Navy Federal Credit Union | 1 | 3 |
| PFN Lending Group, Inc. | 1 | 2 |
| loanDepot.com LLC | 1 | 2 |
| Triad Financial Services, Inc. | 1 | 9 |
| First United Bank and Trust Co | 1 | 1 |
| CMG Mortgage Inc | 1 | 2 |
| T2 Financial LLC | 1 | 2 |
| Gulf Coast Educators Federal Credit Union | 1 | 1 |
| Gecu | 1 | 1 |
| American National Bank & Trust | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 149 | 19.1% of 115 decided |
| Joint | under 10 | |
| Race Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 56 | no rate: base under 50 |
| Not Hispanic or Latino | 95 | 12.5% of 72 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 77 | 21.7% of 60 decided |
| Female | 39 | no rate: base under 50 |
| Joint | 57 | no rate: base under 50 |
| Sex Not Available | 11 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 711 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved