Mortgage lending in Orange County, Texas
Lenders in Orange County, Texas reported 2,751 mortgage applications for 2025, according to the CFPB.
2,751 mortgage applications and 1,438 loans originated in 2025; the denial rate was 29.2% of 2,209 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Beaumont-Port Arthur, TX MSA.
- 2,751
- Applications
- 1,438
- Loans originated
- 29.2%
- Denial rate
- 644 denied of 2,209 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,751 | 1,438 |
| 2024 | 2,342 | 1,234 |
| 2023 | 2,546 | 1,308 |
| 2022 | 3,137 | 1,700 |
| 2021 | 3,916 | 2,270 |
| 2020 | 3,648 | 2,127 |
| 2019 | 2,794 | 1,545 |
| 2018 | 2,482 | 1,362 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 92 | 388 |
| United Wholesale Mortgage | 91 | 116 |
| Neches Federal Credit Union | 74 | 87 |
| First Financial Bank | 66 | 90 |
| Rocket Mortgage | 63 | 100 |
| Guild Mortgage Company | 55 | 75 |
| Fivepoint Credit Union | 51 | 67 |
| Sabine Federal Credit Union | 50 | 80 |
| Acrisure Mortgage, LLC | 44 | 51 |
| MCT Credit Union | 42 | 48 |
| New American Funding, LLC. | 41 | 54 |
| Fairway Independent Mort Corp | 40 | 55 |
| Dugood Federal Credit Union | 39 | 63 |
| Canopy Mortgage, LLC | 33 | 46 |
| Crosscountry Mortgage, LLC | 32 | 50 |
| American Mortgage Bank | 31 | 40 |
| DSLD Mortgage LLC | 30 | 42 |
| Rave Financial Credit Union | 30 | 44 |
| Mortgage Research Center | 28 | 48 |
| DHI Mortgage Company, LTD. | 25 | 53 |
| Kind Lending, LLC | 24 | 31 |
| Bridge City State Bank | 20 | 21 |
| Click n' Close, Inc. | 19 | 21 |
| Union Home Mortgage Corp. | 19 | 26 |
| CMG Mortgage Inc | 16 | 30 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 34 | no rate: base under 50 |
| Black or African American | 131 | 44.0% of 100 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,153 | 29.3% of 1,739 decided |
| 2 or more minority races | under 10 | |
| Joint | 43 | no rate: base under 50 |
| Race Not Available | 373 | 25.9% of 297 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 272 | 35.2% of 230 decided |
| Not Hispanic or Latino | 2,020 | 28.7% of 1,619 decided |
| Joint | 93 | 29.7% of 74 decided |
| Ethnicity Not Available | 366 | 26.9% of 286 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,170 | 30.8% of 926 decided |
| Female | 486 | 40.6% of 389 decided |
| Joint | 881 | 21.8% of 729 decided |
| Sex Not Available | 214 | 25.4% of 165 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1491 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved