Mortgage lending in Webb County, Texas
Lenders in Webb County, Texas reported 5,322 mortgage applications for 2025, according to the CFPB.
5,322 mortgage applications and 2,903 loans originated in 2025; the denial rate was 27.2% of 4,308 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Laredo, TX MSA.
- 5,322
- Applications
- 2,903
- Loans originated
- 27.2%
- Denial rate
- 1,171 denied of 4,308 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,322 | 2,903 |
| 2024 | 4,899 | 2,599 |
| 2023 | 4,741 | 2,386 |
| 2022 | 5,730 | 2,952 |
| 2021 | 8,371 | 4,830 |
| 2020 | 7,327 | 4,149 |
| 2019 | 5,303 | 2,996 |
| 2018 | 4,793 | 2,591 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Primelending | 410 | 519 |
| United Wholesale Mortgage | 204 | 273 |
| Freedom Mortgage Corporation | 163 | 221 |
| Rocket Mortgage | 146 | 223 |
| CMG Mortgage Inc | 117 | 173 |
| First Option Mortgage, LLC | 111 | 147 |
| Mortgage Financial Services | 105 | 150 |
| New American Funding, LLC. | 83 | 125 |
| Guaranteed Rate, Inc. | 80 | 120 |
| PNC Bank N.A. | 75 | 181 |
| Summit Funding.inc | 65 | 75 |
| International Bank of Commerce | 56 | 86 |
| HomeBridge Financial Services, Inc | 55 | 65 |
| 21ST Mortgage | 51 | 419 |
| Southwest Funding LP | 45 | 60 |
| JPMorgan Chase Bank, NA | 44 | 86 |
| Loanunited.com, LLC | 42 | 66 |
| The Loan Store, Inc | 37 | 54 |
| Right Start Mortgage, Inc | 37 | 46 |
| Texas Community Bank | 37 | 44 |
| Mortgage Research Center | 34 | 69 |
| Ocmbc, Inc. | 33 | 43 |
| Pennymac Loan Services LLC | 33 | 91 |
| Kind Lending, LLC | 32 | 53 |
| Plaza Home Mortgage, Inc | 31 | 38 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 44 | no rate: base under 50 |
| Asian | 33 | no rate: base under 50 |
| Black or African American | 26 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,360 | 25.6% of 3,560 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 830 | 36.9% of 658 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,556 | 27.9% of 3,719 decided |
| Not Hispanic or Latino | 182 | 16.4% of 134 decided |
| Joint | 66 | 22.0% of 50 decided |
| Ethnicity Not Available | 518 | 24.9% of 405 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,365 | 26.8% of 1,897 decided |
| Female | 1,149 | 32.5% of 938 decided |
| Joint | 1,491 | 24.1% of 1,227 decided |
| Sex Not Available | 317 | 25.2% of 246 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 830 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved