Mortgage lending in Kaufman County, Texas
Lenders in Kaufman County, Texas reported 10,370 mortgage applications for 2025, according to the CFPB.
10,370 mortgage applications and 5,876 loans originated in 2025; the denial rate was 25.1% of 8,280 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dallas, TX HUD Metro FMR Area.
- 10,370
- Applications
- 5,876
- Loans originated
- 25.1%
- Denial rate
- 2,075 denied of 8,280 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 10,370 | 5,876 |
| 2024 | 10,376 | 6,125 |
| 2023 | 8,946 | 5,014 |
| 2022 | 13,296 | 7,396 |
| 2021 | 17,805 | 10,432 |
| 2020 | 15,019 | 8,838 |
| 2019 | 8,904 | 5,192 |
| 2018 | 7,861 | 4,761 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lennar Mortgage, LLC | 572 | 897 |
| DHI Mortgage Company, LTD. | 554 | 816 |
| United Wholesale Mortgage | 343 | 480 |
| Rocket Mortgage | 268 | 411 |
| Velocio Mortgage, L.L.C. | 143 | 175 |
| Crosscountry Mortgage, LLC | 131 | 202 |
| loanDepot.com LLC | 102 | 195 |
| American Portfolio Mortgage Corporation | 97 | 136 |
| SFMC, LP | 94 | 127 |
| Primelending | 92 | 119 |
| Freedom Mortgage Corporation | 84 | 180 |
| American National Bank of Texa | 81 | 145 |
| CMG Mortgage Inc | 74 | 109 |
| Fairway Independent Mort Corp | 74 | 97 |
| Credit Union of Texas | 73 | 144 |
| Everett Financial, Inc. | 72 | 151 |
| Pulte Mortgage LLC | 71 | 110 |
| Pennymac Loan Services LLC | 68 | 150 |
| Paramount Residential Mortgage | 66 | 82 |
| Taylor Morrison Home Funding, Inc. | 65 | 87 |
| Mortgage Research Center | 60 | 149 |
| Guild Mortgage Company | 59 | 92 |
| Union Home Mortgage Corp. | 59 | 77 |
| Lower, LLC | 57 | 76 |
| CLM Mortgage, Inc | 53 | 61 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 127 | 29.3% of 99 decided |
| Asian | 596 | 14.2% of 499 decided |
| Black or African American | 2,399 | 27.2% of 1,914 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 4,829 | 24.8% of 3,860 decided |
| 2 or more minority races | 59 | no rate: base under 50 |
| Joint | 236 | 20.3% of 197 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,101 | 26.7% of 1,648 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,747 | 27.8% of 2,243 decided |
| Not Hispanic or Latino | 5,619 | 23.8% of 4,474 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,602 | 25.6% of 1,233 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,758 | 25.8% of 2,976 decided |
| Female | 2,445 | 27.2% of 1,962 decided |
| Joint | 3,351 | 22.1% of 2,706 decided |
| Sex Not Available | 816 | 27.7% of 636 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 439 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved