Mortgage lending in Potter County, Texas
Lenders in Potter County, Texas reported 2,923 mortgage applications for 2025, according to the CFPB.
2,923 mortgage applications and 1,525 loans originated in 2025; the denial rate was 23.8% of 2,275 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Amarillo, TX HUD Metro FMR Area.
- 2,923
- Applications
- 1,525
- Loans originated
- 23.8%
- Denial rate
- 542 denied of 2,275 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,923 | 1,525 |
| 2024 | 2,890 | 1,428 |
| 2023 | 2,618 | 1,390 |
| 2022 | 3,159 | 1,781 |
| 2021 | 4,251 | 2,430 |
| 2020 | 4,107 | 2,319 |
| 2019 | 2,660 | 1,580 |
| 2018 | 2,488 | 1,485 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Amarillo National Bank | 325 | 565 |
| Education Credit Union | 76 | 89 |
| Rocket Mortgage | 68 | 102 |
| Access Community Credit Union | 65 | 72 |
| Right Start Mortgage, Inc | 62 | 88 |
| United Wholesale Mortgage | 54 | 71 |
| Alliance Credit Union | 53 | 64 |
| Eustis Mortgage Corp | 48 | 57 |
| FirstBank Southwest | 44 | 63 |
| Texas Tech Federal Credit Union | 42 | 73 |
| Associated Mortgage Corporation | 40 | 44 |
| Centennial Bank | 39 | 92 |
| Acfcu Federal Credit Union | 39 | 50 |
| First United Bank | 30 | 33 |
| 21ST Mortgage | 27 | 165 |
| First National Bank Texas | 26 | 38 |
| Prosperity Bank | 23 | 32 |
| Mortgage Research Center | 23 | 50 |
| Primelending | 21 | 38 |
| Fairway Independent Mort Corp | 20 | 28 |
| Western Bank | 16 | 16 |
| Ark-LA-Tex Financial Services LLC | 16 | 18 |
| The Mortgage Link, Inc. | 16 | 22 |
| Union Home Mortgage Corp. | 14 | 28 |
| Guild Mortgage Company | 13 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 26 | no rate: base under 50 |
| Asian | 90 | 17.7% of 62 decided |
| Black or African American | 106 | 39.8% of 83 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,990 | 21.2% of 1,620 decided |
| 2 or more minority races | under 10 | |
| Joint | 50 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 653 | 29.2% of 452 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 898 | 28.6% of 717 decided |
| Not Hispanic or Latino | 1,379 | 20.9% of 1,099 decided |
| Joint | withheld | |
| Ethnicity Not Available | 546 | 24.1% of 378 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 953 | 25.8% of 717 decided |
| Female | 659 | 28.5% of 544 decided |
| Joint | 944 | 17.8% of 763 decided |
| Sex Not Available | 367 | 26.3% of 251 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1868 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved