Mortgage lending in Gonzales County, Texas
Lenders in Gonzales County, Texas reported 623 mortgage applications for 2025, according to the CFPB.
623 mortgage applications and 231 loans originated in 2025; the denial rate was 45.0% of 498 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gonzales County, TX.
- 623
- Applications
- 231
- Loans originated
- 45.0%
- Denial rate
- 224 denied of 498 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 623 | 231 |
| 2024 | 503 | 195 |
| 2023 | 553 | 183 |
| 2022 | 600 | 231 |
| 2021 | 673 | 303 |
| 2020 | 572 | 238 |
| 2019 | 496 | 208 |
| 2018 | 437 | 178 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Randolph-Brooks Federal Credit Union | 29 | 61 |
| 21ST Mortgage | 28 | 103 |
| Sage Capital Bank | 15 | 16 |
| United Wholesale Mortgage | 15 | 24 |
| Southwest Stage Funding LLC | 11 | 22 |
| Rocket Mortgage | 11 | 19 |
| SouthStar Bank SSB | 9 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 59 |
| Triad Financial Services, Inc. | 7 | 49 |
| Credit Human Federal Credit Un | 4 | 24 |
| Cadence Bank | 4 | 8 |
| loanDepot.com LLC | 3 | 7 |
| Prosperity Bank | 3 | 8 |
| Mortgage Research Center | 3 | 10 |
| CMG Mortgage Inc | 3 | 5 |
| Freedom Mortgage Corporation | 3 | 4 |
| Residential Wholesale Mortgage | 3 | 3 |
| Calcon Mutual Mortgage LLC | 3 | 8 |
| Firstbank | 3 | 16 |
| Cardinal Financial Company, Li | 3 | 6 |
| First National Bank of Shiner | 2 | 3 |
| Network Funding, L.P. | 2 | 2 |
| Click n' Close, Inc. | 2 | 4 |
| Guild Mortgage Company | 2 | 6 |
| Movement Mortgage, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 24 | no rate: base under 50 |
| White | 451 | 40.4% of 359 decided |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 118 | 50.5% of 91 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 237 | 53.4% of 193 decided |
| Not Hispanic or Latino | 258 | 37.3% of 212 decided |
| Joint | 49 | no rate: base under 50 |
| Ethnicity Not Available | 79 | 49.1% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 218 | 45.1% of 164 decided |
| Female | 142 | 60.3% of 116 decided |
| Joint | 234 | 36.2% of 196 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1486 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved