Mortgage lending in Henderson County, Texas
Lenders in Henderson County, Texas reported 3,609 mortgage applications for 2025, according to the CFPB.
3,609 mortgage applications and 1,720 loans originated in 2025; the denial rate was 32.1% of 2,808 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Henderson County, TX.
- 3,609
- Applications
- 1,720
- Loans originated
- 32.1%
- Denial rate
- 901 denied of 2,808 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,609 | 1,720 |
| 2024 | 3,505 | 1,634 |
| 2023 | 3,266 | 1,504 |
| 2022 | 4,348 | 2,157 |
| 2021 | 5,272 | 2,850 |
| 2020 | 4,907 | 2,713 |
| 2019 | 3,280 | 1,777 |
| 2018 | 2,941 | 1,571 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 127 | 189 |
| United Wholesale Mortgage | 93 | 125 |
| 21ST Mortgage | 72 | 363 |
| CMG Mortgage Inc | 68 | 98 |
| Fairway Independent Mort Corp | 62 | 81 |
| First State Bank | 61 | 78 |
| loanDepot.com LLC | 51 | 81 |
| Mortgage Research Center | 37 | 71 |
| Crosscountry Mortgage, LLC | 37 | 55 |
| Ark-LA-Tex Financial Services LLC | 34 | 43 |
| Vanderbilt Mortgage and Finance, Inc | 29 | 223 |
| Altra Federal Credit Union | 26 | 34 |
| Bank of America NA | 23 | 44 |
| Guild Mortgage Company | 22 | 31 |
| Texas Trust Credit Union | 22 | 24 |
| Prosperity Bank | 19 | 50 |
| Cardinal Financial Company, Li | 18 | 32 |
| Verabank,n.a. | 17 | 28 |
| Triad Financial Services, Inc. | 17 | 163 |
| Willow Bend Mortgage Company, LLC | 17 | 23 |
| JPMorgan Chase Bank, NA | 17 | 35 |
| Southwest Stage Funding LLC | 15 | 55 |
| Guaranteed Rate, Inc. | 15 | 23 |
| Pennymac Loan Services LLC | 15 | 34 |
| Kiavi Funding, Inc. | 14 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 26 | no rate: base under 50 |
| Asian | 53 | no rate: base under 50 |
| Black or African American | 146 | 50.4% of 115 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,726 | 30.3% of 2,134 decided |
| 2 or more minority races | under 10 | |
| Joint | 81 | 31.9% of 69 decided |
| Race Not Available | 564 | 34.8% of 422 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 435 | 42.0% of 326 decided |
| Not Hispanic or Latino | 2,502 | 30.3% of 1,974 decided |
| Joint | withheld | |
| Ethnicity Not Available | 534 | 31.8% of 399 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,322 | 33.9% of 1,031 decided |
| Female | 716 | 40.0% of 547 decided |
| Joint | 1,288 | 26.7% of 1,016 decided |
| Sex Not Available | 283 | 29.0% of 214 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 941 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved