Mortgage lending in Houston County, Texas
Lenders in Houston County, Texas reported 651 mortgage applications for 2025, according to the CFPB.
651 mortgage applications and 219 loans originated in 2025; the denial rate was 46.0% of 487 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Houston County, TX.
- 651
- Applications
- 219
- Loans originated
- 46.0%
- Denial rate
- 224 denied of 487 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 651 | 219 |
| 2024 | 573 | 219 |
| 2023 | 536 | 212 |
| 2022 | 667 | 297 |
| 2021 | 726 | 330 |
| 2020 | 635 | 290 |
| 2019 | 456 | 203 |
| 2018 | 388 | 174 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 19 | 117 |
| Rocket Mortgage | 18 | 29 |
| First National Bank of Huntsville | 15 | 18 |
| Prosperity Bank | 15 | 43 |
| United Wholesale Mortgage | 12 | 16 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 49 |
| Mortgage Research Center | 7 | 23 |
| Triad Financial Services, Inc. | 6 | 50 |
| loanDepot.com LLC | 5 | 6 |
| SWBC Mortgage Corporation | 5 | 5 |
| Commercial Bank of Texas, NA | 5 | 5 |
| Sunflower Bank, N.A. | 4 | 6 |
| Crosscountry Mortgage, LLC | 4 | 6 |
| Navy Federal Credit Union | 3 | 6 |
| CMG Mortgage Inc | 3 | 10 |
| Pennymac Loan Services LLC | 3 | 5 |
| Network Funding, L.P. | 2 | 2 |
| Gateway First Bank | 2 | 3 |
| Farm Credit Mid-America, Aca | 2 | 4 |
| Guild Mortgage Company | 2 | 2 |
| Nationwide Mortgage Bankers, Inc. | 2 | 2 |
| Eustis Mortgage Corp | 2 | 3 |
| Tammac Holdings Corporation | 2 | 9 |
| United Built Homes, LLC | 2 | 4 |
| Randolph-Brooks Federal Credit Union | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 93 | 75.3% of 73 decided |
| White | 420 | 38.2% of 322 decided |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 105 | 50.0% of 68 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 48 | no rate: base under 50 |
| Not Hispanic or Latino | 471 | 44.6% of 368 decided |
| Joint | withheld | |
| Ethnicity Not Available | 113 | 53.9% of 76 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 209 | 44.0% of 150 decided |
| Female | 168 | 51.9% of 131 decided |
| Joint | 214 | 40.4% of 166 decided |
| Sex Not Available | 60 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1657 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved