Mortgage lending in Van Zandt County, Texas
Lenders in Van Zandt County, Texas reported 2,356 mortgage applications for 2025, according to the CFPB.
2,356 mortgage applications and 1,075 loans originated in 2025; the denial rate was 33.8% of 1,794 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Van Zandt County, TX.
- 2,356
- Applications
- 1,075
- Loans originated
- 33.8%
- Denial rate
- 606 denied of 1,794 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,356 | 1,075 |
| 2024 | 2,136 | 1,017 |
| 2023 | 2,100 | 990 |
| 2022 | 2,582 | 1,295 |
| 2021 | 3,227 | 1,790 |
| 2020 | 3,132 | 1,704 |
| 2019 | 2,258 | 1,172 |
| 2018 | 1,784 | 917 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 84 | 129 |
| 21ST Mortgage | 61 | 281 |
| United Wholesale Mortgage | 53 | 75 |
| Fairway Independent Mort Corp | 52 | 70 |
| The City National Bank of Sulphur Springs | 46 | 49 |
| DHI Mortgage Company, LTD. | 45 | 60 |
| American National Bank of Texa | 39 | 62 |
| CMG Mortgage Inc | 33 | 42 |
| Crosscountry Mortgage, LLC | 32 | 44 |
| Austin Bank, Texas National Association | 20 | 29 |
| Texas Bank and Trust | 20 | 32 |
| Broadstreet Bank | 17 | 21 |
| Guild Mortgage Company | 17 | 35 |
| Texas National Bank of Jacksonville | 17 | 21 |
| Mortgage Research Center | 16 | 43 |
| loanDepot.com LLC | 15 | 36 |
| Ark-LA-Tex Financial Services LLC | 12 | 15 |
| Altra Federal Credit Union | 12 | 21 |
| New American Funding, LLC. | 12 | 28 |
| Newrez LLC | 12 | 38 |
| Integrity Mortgage Corporation of Texas | 11 | 12 |
| Pennymac Loan Services LLC | 11 | 22 |
| SFMC, LP | 10 | 17 |
| Freedom Mortgage Corporation | 10 | 33 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 111 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 22 | no rate: base under 50 |
| Asian | 32 | no rate: base under 50 |
| Black or African American | 64 | 47.1% of 51 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,842 | 32.3% of 1,419 decided |
| 2 or more minority races | under 10 | |
| Joint | 57 | no rate: base under 50 |
| Race Not Available | 332 | 38.4% of 229 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 258 | 50.0% of 182 decided |
| Not Hispanic or Latino | 1,675 | 31.0% of 1,297 decided |
| Joint | 101 | 41.3% of 75 decided |
| Ethnicity Not Available | 322 | 34.2% of 240 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 796 | 33.0% of 594 decided |
| Female | 418 | 44.2% of 319 decided |
| Joint | 999 | 30.3% of 772 decided |
| Sex Not Available | 143 | 32.1% of 109 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 828 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved