Mortgage lending in Limestone County, Texas
Lenders in Limestone County, Texas reported 731 mortgage applications for 2025, according to the CFPB.
731 mortgage applications and 289 loans originated in 2025; the denial rate was 37.0% of 543 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Limestone County, TX.
- 731
- Applications
- 289
- Loans originated
- 37.0%
- Denial rate
- 201 denied of 543 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 731 | 289 |
| 2024 | 619 | 261 |
| 2023 | 591 | 232 |
| 2022 | 778 | 328 |
| 2021 | 780 | 355 |
| 2020 | 721 | 324 |
| 2019 | 476 | 257 |
| 2018 | 469 | 218 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 38 | 141 |
| Rocket Mortgage | 30 | 39 |
| United Wholesale Mortgage | 16 | 23 |
| Vanderbilt Mortgage and Finance, Inc | 13 | 65 |
| Incommons Bank, N.A. | 12 | 22 |
| Southwest Stage Funding LLC | 10 | 31 |
| Fairway Independent Mort Corp | 7 | 10 |
| Loanpeople, LLC | 7 | 9 |
| Verabank,n.a. | 5 | 10 |
| Triad Financial Services, Inc. | 5 | 49 |
| Guild Mortgage Company | 4 | 6 |
| SWBC Mortgage Corporation | 4 | 7 |
| New American Funding, LLC. | 4 | 11 |
| CMG Mortgage Inc | 4 | 6 |
| Kind Lending, LLC | 4 | 4 |
| Guaranteed Rate, Inc. | 4 | 8 |
| Success Mortgage Partners, Inc | 4 | 5 |
| loanDepot.com LLC | 3 | 4 |
| First National Bank of Central Texas | 3 | 3 |
| Prosperity Bank | 3 | 7 |
| Newrez LLC | 3 | 14 |
| Plaza Home Mortgage, Inc | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 7 |
| Calcon Mutual Mortgage LLC | 3 | 8 |
| Central National Bank | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 91 | 56.2% of 73 decided |
| White | 487 | 31.4% of 363 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 122 | 43.5% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 96 | 45.3% of 64 decided |
| Not Hispanic or Latino | 459 | 33.7% of 347 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 150 | 45.0% of 109 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 249 | 35.5% of 183 decided |
| Female | 153 | 39.1% of 110 decided |
| Joint | 273 | 35.1% of 211 decided |
| Sex Not Available | 56 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1489 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved