Mortgage lending in Kendall County, Texas
Lenders in Kendall County, Texas reported 2,187 mortgage applications for 2025, according to the CFPB.
2,187 mortgage applications and 1,306 loans originated in 2025; the denial rate was 16.6% of 1,672 applications decided. The median loan was about $405,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kendall County, TX HUD Metro FMR Area.
- 2,187
- Applications
- 1,306
- Loans originated
- 16.6%
- Denial rate
- 277 denied of 1,672 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,187 | 1,306 |
| 2024 | 2,018 | 1,208 |
| 2023 | 1,862 | 1,063 |
| 2022 | 2,531 | 1,468 |
| 2021 | 3,885 | 2,347 |
| 2020 | 4,047 | 2,532 |
| 2019 | 2,299 | 1,414 |
| 2018 | 1,858 | 1,124 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pulte Mortgage LLC | 99 | 138 |
| Rocket Mortgage | 84 | 126 |
| KBHS Home Loans, LLC | 71 | 107 |
| Randolph-Brooks Federal Credit Union | 70 | 119 |
| United Wholesale Mortgage | 63 | 80 |
| Parkstone Mortgage, LLC | 47 | 74 |
| Security Service | 46 | 78 |
| Gardner Financial Services | 34 | 41 |
| Jefferson Bank | 34 | 44 |
| Frost Bank | 33 | 54 |
| Primelending | 29 | 40 |
| Fairway Independent Mort Corp | 20 | 21 |
| Cornerstone Capital Bank, SSB | 17 | 22 |
| Crestmark Mortgage Company, LTD | 17 | 22 |
| Navy Federal Credit Union | 16 | 27 |
| Pennymac Loan Services LLC | 16 | 48 |
| SWBC Mortgage Corporation | 15 | 20 |
| Newrez LLC | 15 | 38 |
| CLM Mortgage, Inc | 15 | 17 |
| Right Start Mortgage, Inc | 14 | 20 |
| Mortgage Research Center | 13 | 29 |
| Kind Lending, LLC | 13 | 19 |
| Guaranteed Rate, Inc. | 13 | 22 |
| Bank of America NA | 13 | 27 |
| Toll Brothers Mortgage Company | 12 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 42 | no rate: base under 50 |
| Black or African American | 28 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,687 | 17.0% of 1,304 decided |
| 2 or more minority races | under 10 | |
| Joint | 66 | 19.6% of 51 decided |
| Race Not Available | 348 | 12.4% of 257 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 335 | 20.6% of 252 decided |
| Not Hispanic or Latino | 1,313 | 15.8% of 1,019 decided |
| Joint | 186 | 17.7% of 147 decided |
| Ethnicity Not Available | 353 | 15.0% of 254 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 630 | 18.7% of 460 decided |
| Female | 303 | 27.8% of 234 decided |
| Joint | 1,111 | 12.5% of 872 decided |
| Sex Not Available | 143 | 16.0% of 106 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 79 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved