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Mortgage lending in Denton County, Texas

Lenders in Denton County, Texas reported 42,951 mortgage applications for 2025, according to the CFPB.

42,951 mortgage applications and 25,932 loans originated in 2025; the denial rate was 20.1% of 34,061 applications decided. The median loan was about $365,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the low-income housing hub: Dallas, TX HUD Metro FMR Area.

42,951
Applications
25,932
Loans originated
20.1%
Denial rate
6,862 denied of 34,061 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Denton County, Texas, by year
YearApplicationsOriginated
202542,95125,932
202440,32624,357
202340,56523,424
202255,63132,177
202186,39256,337
202089,60158,320
201952,65233,174
201844,34027,599

The largest lenders here

Lenders in Denton County, Texas by loans originated, 2025
LenderOriginatedApplications
United Wholesale Mortgage3,3964,387
Rocket Mortgage1,4272,029
DHI Mortgage Company, LTD.1,3521,941
Lennar Mortgage, LLC1,1391,557
Crosscountry Mortgage, LLC572825
Primelending510697
JPMorgan Chase Bank, NA495796
Bank of America NA4641,148
Frost Bank458806
Pennymac Loan Services LLC427872
loanDepot.com LLC400635
Ark-LA-Tex Financial Services LLC351475
Taylor Morrison Home Funding, Inc.347398
Fairway Independent Mort Corp343476
CMG Mortgage Inc318482
Credit Union of Texas291468
Datcu271501
Pulte Mortgage LLC265343
M/I Financial. LLC263315
Guild Mortgage Company250361
First United Bank and Trust Co240366
Freedom Mortgage Corporation234546
Highlands Residential Mortgage, Ltd.228338
SFMC, LP217331
Everett Financial, Inc.208428

Applications by race, ethnicity and sex, 2025

By race, Denton County, Texas: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native27128.1% of 210 decided
Asian10,13716.5% of 8,054 decided
Black or African American2,84131.1% of 2,251 decided
Native Hawaiian or Other Pacific Islanderwithheld
White20,89419.1% of 16,829 decided
2 or more minority races17222.2% of 135 decided
Joint1,23215.7% of 989 decided
Free Form Text Onlyunder 10
Race Not Available7,32824.7% of 5,529 decided
By ethnicity, Denton County, Texas: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino5,41027.0% of 4,348 decided
Not Hispanic or Latino29,14418.7% of 23,307 decided
Joint1,67115.4% of 1,338 decided
Ethnicity Not Available6,71322.2% of 5,055 decided
Free Form Text Only13no rate: base under 50
By sex, Denton County, Texas: applications and denial rate
CategoryApplicationsDenial rate
Male16,02821.4% of 12,638 decided
Female7,21724.5% of 5,740 decided
Joint16,43916.0% of 13,271 decided
Sex Not Available3,26725.8% of 2,412 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved