Mortgage lending in Victoria County, Texas
Lenders in Victoria County, Texas reported 2,151 mortgage applications for 2025, according to the CFPB.
2,151 mortgage applications and 1,067 loans originated in 2025; the denial rate was 31.1% of 1,687 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Victoria, TX MSA.
- 2,151
- Applications
- 1,067
- Loans originated
- 31.1%
- Denial rate
- 524 denied of 1,687 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,151 | 1,067 |
| 2024 | 2,190 | 1,044 |
| 2023 | 2,119 | 981 |
| 2022 | 2,687 | 1,372 |
| 2021 | 3,675 | 2,192 |
| 2020 | 3,360 | 2,044 |
| 2019 | 2,361 | 1,391 |
| 2018 | 2,224 | 1,271 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Tdecu | 126 | 170 |
| United Wholesale Mortgage | 84 | 106 |
| Rocket Mortgage | 69 | 109 |
| Union Home Mortgage Corp. | 63 | 88 |
| Prosperity Bank | 60 | 124 |
| American Liberty Mortgage Inco | 47 | 69 |
| Network Funding, L.P. | 36 | 45 |
| First Choice MH LLC | 35 | 38 |
| 21ST Mortgage | 29 | 208 |
| American Pacific Mortgage Corporation | 24 | 31 |
| Pennymac Loan Services LLC | 22 | 46 |
| Mortgage Research Center | 21 | 50 |
| New American Funding, LLC. | 19 | 40 |
| Wells Fargo Bank NA | 16 | 31 |
| Triad Financial Services, Inc. | 15 | 113 |
| Wallick and Volk, Inc. | 14 | 31 |
| Newfirst National Bank | 12 | 12 |
| Freedom Mortgage Corporation | 12 | 26 |
| Navy Federal Credit Union | 11 | 28 |
| loanDepot.com LLC | 11 | 22 |
| Nationstar Mortgage | 11 | 11 |
| JPMorgan Chase Bank, NA | 11 | 12 |
| First State Bank | 10 | 13 |
| American Financial Resources LLC | 10 | 11 |
| Randolph-Brooks Federal Credit Union | 10 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 94 | 54.0% of 74 decided |
| White | 1,627 | 30.0% of 1,281 decided |
| 2 or more minority races | under 10 | |
| Joint | 46 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 331 | 28.0% of 261 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 751 | 37.1% of 588 decided |
| Not Hispanic or Latino | 970 | 29.3% of 776 decided |
| Joint | withheld | |
| Ethnicity Not Available | 288 | 22.6% of 221 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 862 | 33.3% of 687 decided |
| Female | 390 | 39.6% of 308 decided |
| Joint | 758 | 25.9% of 584 decided |
| Sex Not Available | 141 | 20.4% of 108 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1082 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved