Mortgage lending in Hidalgo County, Texas
Lenders in Hidalgo County, Texas reported 17,146 mortgage applications for 2025, according to the CFPB.
17,146 mortgage applications and 8,310 loans originated in 2025; the denial rate was 31.6% of 13,087 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: McAllen-Edinburg-Mission, TX MSA.
- 17,146
- Applications
- 8,310
- Loans originated
- 31.6%
- Denial rate
- 4,137 denied of 13,087 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 17,146 | 8,310 |
| 2024 | 15,963 | 7,611 |
| 2023 | 14,662 | 6,776 |
| 2022 | 17,786 | 8,554 |
| 2021 | 23,439 | 11,957 |
| 2020 | 20,137 | 10,429 |
| 2019 | 14,030 | 7,015 |
| 2018 | 13,448 | 6,722 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 520 | 737 |
| CMG Mortgage Inc | 498 | 718 |
| Rally Credit Union | 467 | 1,412 |
| Rocket Mortgage | 457 | 702 |
| Crosscountry Mortgage, LLC | 392 | 696 |
| Stonewood Home Lending, LLC | 324 | 394 |
| Synergy One Lending, Inc. | 293 | 417 |
| Movement Mortgage, LLC | 271 | 355 |
| Right Start Mortgage, Inc | 248 | 347 |
| Security Service | 243 | 585 |
| Union Home Mortgage Corp. | 231 | 387 |
| Paramount Residential Mortgage | 210 | 266 |
| JPMorgan Chase Bank, NA | 210 | 338 |
| Directions Equity, LLC | 202 | 265 |
| 21ST Mortgage | 188 | 1,072 |
| Lower, LLC | 160 | 222 |
| Lone Star National Bank | 148 | 270 |
| Willow Bend Mortgage Company, LLC | 128 | 274 |
| Mortgage Research Center | 120 | 244 |
| Freedom Mortgage Corporation | 115 | 301 |
| Pennymac Loan Services LLC | 110 | 269 |
| Interlinc Mortgage Services, LLC | 96 | 133 |
| PNC Bank N.A. | 90 | 352 |
| Nations Lending Corporation | 80 | 92 |
| Texas National Bank | 74 | 97 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 196 | 32.2% of 149 decided |
| Asian | 302 | 24.2% of 231 decided |
| Black or African American | 201 | 30.3% of 152 decided |
| Native Hawaiian or Other Pacific Islander | 16 | no rate: base under 50 |
| White | 13,520 | 31.3% of 10,434 decided |
| 2 or more minority races | 18 | no rate: base under 50 |
| Joint | 146 | 26.5% of 102 decided |
| Free Form Text Only | 19 | no rate: base under 50 |
| Race Not Available | 2,728 | 34.0% of 1,987 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13,729 | 32.9% of 10,526 decided |
| Not Hispanic or Latino | 1,331 | 25.1% of 1,010 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,693 | 28.1% of 1,244 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,569 | 31.9% of 5,703 decided |
| Female | 3,457 | 38.3% of 2,665 decided |
| Joint | 4,975 | 27.2% of 3,865 decided |
| Sex Not Available | 1,145 | 28.3% of 854 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 821 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved