Mortgage lending in Duval County, Texas

Lenders in Duval County, Texas reported 145 mortgage applications for 2025, according to the CFPB.

145 mortgage applications and 43 loans originated in 2025; the denial rate was 48.2% of 112 applications decided. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the low-income housing hub: Duval County, TX.

145
Applications: 43
Loans originated: 48.2%
Denial rate: 54 denied of 112 applications decided.

Every year

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Mortgage applications and loans originated in Duval County, Texas, by year
Year	Applications	Originated	Denied
2025	145	43	54
2024	138	40	49
2023	125	39	45
2022	156	50	71
2021	144	53	46
2020	160	64	58
2019	158	55	47
2018	119	46	39

The largest lenders here

Lenders in Duval County, Texas by loans originated, 2025
Lender	Originated	Applications
21ST Mortgage	7	39
Triad Financial Services, Inc.	5	21
Rally Credit Union	4	6
First Community Bank	3	4
First National Bank Texas	2	3
Mortgage Research Center	2	2
Rocket Mortgage	2	4
Gulf Coast Federal Credit Unio	2	3
Crosscountry Mortgage, LLC	2	2
Vanderbilt Mortgage and Finance, Inc	1	6
HomeBridge Financial Services, Inc	1	1
Southwest Stage Funding LLC	1	4
Gateway First Bank	1	1
Security Service	1	2
Kleberg Bank N.A.	1	1
Movement Mortgage, LLC	1	1
Highlands Residential Mortgage, Ltd.	1	1
Sage Home Loans Corporation	1	1
Willow Bend Mortgage Company, LLC	1	1
Amerisave Mortgage Company	1	1
Canopy Mortgage, LLC	1	2
JPMorgan Chase Bank, NA	1	1
Usaa Federal Savings Bank	1	3
Figure Lending LLC	0	1
Radiant Credit Union	0	0

Applications by race, ethnicity and sex, 2025

By race, Duval County, Texas: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	under 10
White	110	49.4% of 83 decided
2 or more minority races	under 10
Race Not Available	29	no rate: base under 50

By ethnicity, Duval County, Texas: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	108	50.0% of 82 decided
Not Hispanic or Latino	withheld
Joint	under 10
Ethnicity Not Available	25	no rate: base under 50

By sex, Duval County, Texas: applications and denial rate
Category	Applications	Denial rate
Male	54	no rate: base under 50
Female	34	no rate: base under 50
Joint	43	no rate: base under 50
Sex Not Available	14	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026