Mortgage lending in Colorado County, Texas
Lenders in Colorado County, Texas reported 630 mortgage applications for 2025, according to the CFPB.
630 mortgage applications and 252 loans originated in 2025; the denial rate was 35.7% of 457 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Colorado County, TX.
- 630
- Applications
- 252
- Loans originated
- 35.7%
- Denial rate
- 163 denied of 457 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 630 | 252 |
| 2024 | 562 | 231 |
| 2023 | 471 | 205 |
| 2022 | 619 | 266 |
| 2021 | 788 | 383 |
| 2020 | 659 | 340 |
| 2019 | 489 | 240 |
| 2018 | 457 | 232 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 30 | 127 |
| Rocket Mortgage | 17 | 25 |
| United Wholesale Mortgage | 17 | 24 |
| Citizens State Bank | 9 | 9 |
| Triad Financial Services, Inc. | 7 | 48 |
| Movement Mortgage, LLC | 6 | 6 |
| loanDepot.com LLC | 5 | 10 |
| Kind Lending, LLC | 5 | 7 |
| First Community Mortgage, Inc. | 5 | 6 |
| JPMorgan Chase Bank, NA | 5 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 27 |
| International Bank of Commerce | 4 | 4 |
| Farm Credit Mid-America, Aca | 4 | 5 |
| Cadence Bank | 4 | 6 |
| Industry State Bank | 3 | 6 |
| First State Bank | 3 | 3 |
| Navy Federal Credit Union | 3 | 6 |
| Prosperity Bank | 3 | 6 |
| Mortgage Research Center | 3 | 10 |
| Tdecu | 3 | 4 |
| Calcon Mutual Mortgage LLC | 3 | 7 |
| Network Funding, L.P. | 2 | 2 |
| Third Coast Bank | 2 | 3 |
| Southwest Stage Funding LLC | 2 | 5 |
| Gateway First Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Black or African American | 55 | no rate: base under 50 |
| White | 453 | 31.0% of 326 decided |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 94 | 32.9% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 134 | 44.1% of 93 decided |
| Not Hispanic or Latino | 373 | 34.8% of 273 decided |
| Joint | withheld | |
| Ethnicity Not Available | 81 | 24.2% of 62 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 200 | 33.3% of 138 decided |
| Female | 138 | 50.5% of 107 decided |
| Joint | 260 | 31.0% of 187 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 817 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved