Mortgage lending in Gregg County, Texas
Lenders in Gregg County, Texas reported 3,352 mortgage applications for 2025, according to the CFPB.
3,352 mortgage applications and 1,897 loans originated in 2025; the denial rate was 24.4% of 2,702 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Longview, TX HUD Metro FMR Area.
- 3,352
- Applications
- 1,897
- Loans originated
- 24.4%
- Denial rate
- 659 denied of 2,702 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,352 | 1,897 |
| 2024 | 3,172 | 1,743 |
| 2023 | 2,979 | 1,637 |
| 2022 | 3,941 | 2,244 |
| 2021 | 5,235 | 3,204 |
| 2020 | 4,803 | 2,962 |
| 2019 | 3,415 | 2,152 |
| 2018 | 3,085 | 1,890 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 161 | 219 |
| Guild Mortgage Company | 150 | 203 |
| Eastman Credit Union | 143 | 274 |
| Rocket Mortgage | 104 | 159 |
| East Texas Professional C.U. | 102 | 174 |
| Fairway Independent Mort Corp | 79 | 93 |
| Texas Bank and Trust | 65 | 104 |
| Cadence Bank | 60 | 85 |
| Austin Bank, Texas National Association | 53 | 69 |
| Verabank,n.a. | 46 | 63 |
| CMG Mortgage Inc | 45 | 56 |
| Mortgage Research Center | 42 | 65 |
| Spring Hill State Bank | 42 | 71 |
| Union Home Mortgage Corp. | 27 | 31 |
| Community Bank | 25 | 28 |
| T2 Financial LLC | 22 | 24 |
| loanDepot.com LLC | 21 | 44 |
| JPMorgan Chase Bank, NA | 21 | 28 |
| Newrez LLC | 20 | 64 |
| 21ST Mortgage | 20 | 108 |
| Credit Union of Texas | 15 | 23 |
| Vanderbilt Mortgage and Finance, Inc | 14 | 108 |
| Nationstar Mortgage | 14 | 21 |
| Texas National Bank of Jacksonville | 14 | 19 |
| Sun West Mortgage Company, Inc | 14 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 58 | no rate: base under 50 |
| Black or African American | 379 | 38.8% of 291 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,319 | 21.8% of 1,881 decided |
| 2 or more minority races | under 10 | |
| Joint | 63 | 29.4% of 51 decided |
| Race Not Available | 505 | 25.2% of 405 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 452 | 32.4% of 370 decided |
| Not Hispanic or Latino | 2,299 | 23.2% of 1,844 decided |
| Joint | withheld | |
| Ethnicity Not Available | 504 | 23.5% of 404 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,053 | 26.0% of 841 decided |
| Female | 719 | 32.5% of 569 decided |
| Joint | 1,246 | 19.6% of 1,018 decided |
| Sex Not Available | 334 | 20.4% of 274 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1200 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved