Mortgage lending in Harrison County, Texas
Lenders in Harrison County, Texas reported 2,287 mortgage applications for 2025, according to the CFPB.
2,287 mortgage applications and 1,057 loans originated in 2025; the denial rate was 32.5% of 1,734 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Harrison County, TX HUD Metro FMR Area.
- 2,287
- Applications
- 1,057
- Loans originated
- 32.5%
- Denial rate
- 563 denied of 1,734 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,287 | 1,057 |
| 2024 | 2,037 | 964 |
| 2023 | 2,106 | 978 |
| 2022 | 2,617 | 1,313 |
| 2021 | 3,345 | 1,860 |
| 2020 | 3,101 | 1,674 |
| 2019 | 2,191 | 1,223 |
| 2018 | 1,868 | 1,077 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Eastman Credit Union | 81 | 154 |
| United Wholesale Mortgage | 69 | 101 |
| Rocket Mortgage | 68 | 91 |
| Guild Mortgage Company | 64 | 89 |
| Cadence Bank | 53 | 80 |
| East Texas Professional C.U. | 51 | 95 |
| Vanderbilt Mortgage and Finance, Inc | 39 | 250 |
| Fairway Independent Mort Corp | 39 | 44 |
| Austin Bank, Texas National Association | 30 | 44 |
| The First National Bank of Hughes Springs | 23 | 25 |
| Verabank,n.a. | 23 | 38 |
| 21ST Mortgage | 23 | 156 |
| Crosscountry Mortgage, LLC | 20 | 25 |
| Southwest Stage Funding LLC | 19 | 42 |
| Mortgage Research Center | 19 | 42 |
| Spring Hill State Bank | 18 | 19 |
| CMG Mortgage Inc | 16 | 22 |
| Texas Bank and Trust | 15 | 32 |
| Newrez LLC | 13 | 36 |
| Texas National Bank of Jacksonville | 13 | 22 |
| Nationstar Mortgage | 10 | 14 |
| Community Bank | 9 | 11 |
| First National Bank of East Texas | 8 | 9 |
| Navy Federal Credit Union | 8 | 28 |
| Equity Prime Mortgage LLC | 8 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 27 | no rate: base under 50 |
| Asian | 19 | no rate: base under 50 |
| Black or African American | 366 | 54.9% of 253 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,506 | 28.9% of 1,177 decided |
| 2 or more minority races | under 10 | |
| Joint | 38 | no rate: base under 50 |
| Race Not Available | 329 | 27.2% of 246 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 221 | 26.2% of 164 decided |
| Not Hispanic or Latino | 1,626 | 32.8% of 1,234 decided |
| Joint | withheld | |
| Ethnicity Not Available | 371 | 33.8% of 278 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 753 | 32.7% of 559 decided |
| Female | 463 | 46.9% of 333 decided |
| Joint | 871 | 27.9% of 691 decided |
| Sex Not Available | 200 | 20.5% of 151 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1328 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved