Mortgage lending in Rusk County, Texas
Lenders in Rusk County, Texas reported 1,712 mortgage applications for 2025, according to the CFPB.
1,712 mortgage applications and 789 loans originated in 2025; the denial rate was 32.2% of 1,306 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Rusk County, TX HUD Metro FMR Area.
- 1,712
- Applications
- 789
- Loans originated
- 32.2%
- Denial rate
- 421 denied of 1,306 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,712 | 789 |
| 2024 | 1,508 | 673 |
| 2023 | 1,501 | 708 |
| 2022 | 1,652 | 803 |
| 2021 | 2,137 | 1,067 |
| 2020 | 2,013 | 1,033 |
| 2019 | 1,523 | 793 |
| 2018 | 1,366 | 758 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 55 | 76 |
| Rocket Mortgage | 51 | 73 |
| Guild Mortgage Company | 49 | 68 |
| 21ST Mortgage | 45 | 215 |
| Texas Bank | 44 | 77 |
| Verabank,n.a. | 39 | 61 |
| Eastman Credit Union | 36 | 72 |
| Henderson Federal Savings Bank | 32 | 40 |
| East Texas Professional C.U. | 28 | 58 |
| Mortgage Research Center | 25 | 43 |
| Austin Bank, Texas National Association | 20 | 30 |
| Texas Bank and Trust | 17 | 21 |
| CMG Mortgage Inc | 14 | 20 |
| Vanderbilt Mortgage and Finance, Inc | 13 | 104 |
| Newrez LLC | 13 | 33 |
| Fairway Independent Mort Corp | 13 | 17 |
| Commercial Bank of Texas, NA | 11 | 11 |
| loanDepot.com LLC | 9 | 14 |
| Southwest Stage Funding LLC | 7 | 19 |
| Interlinc Mortgage Services, LLC | 7 | 9 |
| Altra Federal Credit Union | 7 | 8 |
| Sun West Mortgage Company, Inc | 7 | 9 |
| Cadence Bank | 7 | 11 |
| T2 Financial LLC | 6 | 7 |
| Spring Hill State Bank | 6 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 198 | 57.6% of 144 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,200 | 28.1% of 927 decided |
| 2 or more minority races | under 10 | |
| Joint | 52 | no rate: base under 50 |
| Race Not Available | 242 | 32.4% of 182 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 221 | 36.2% of 174 decided |
| Not Hispanic or Latino | 1,179 | 30.0% of 901 decided |
| Joint | withheld | |
| Ethnicity Not Available | 255 | 36.5% of 192 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 536 | 33.8% of 405 decided |
| Female | 375 | 40.8% of 289 decided |
| Joint | 674 | 27.6% of 518 decided |
| Sex Not Available | 127 | 24.5% of 94 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1334 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved