Mortgage lending in Lamar County, Texas
Lenders in Lamar County, Texas reported 1,121 mortgage applications for 2025, according to the CFPB.
1,121 mortgage applications and 579 loans originated in 2025; the denial rate was 26.3% of 859 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Lamar County, TX.
- 1,121
- Applications
- 579
- Loans originated
- 26.3%
- Denial rate
- 226 denied of 859 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,121 | 579 |
| 2024 | 997 | 539 |
| 2023 | 856 | 434 |
| 2022 | 1,266 | 707 |
| 2021 | 1,652 | 1,011 |
| 2020 | 1,234 | 772 |
| 2019 | 965 | 595 |
| 2018 | 722 | 415 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 48 | 76 |
| Farmers Bank & Trust | 46 | 52 |
| Guaranteed Rate, Inc. | 39 | 78 |
| Guaranty Bank & Trust | 35 | 43 |
| Credit Union of Texas | 29 | 49 |
| Canopy Mortgage, LLC | 26 | 33 |
| United Wholesale Mortgage | 25 | 39 |
| Guild Mortgage Company | 19 | 37 |
| Mortgage Research Center | 17 | 28 |
| 21ST Mortgage | 16 | 61 |
| Lamar National Bank | 15 | 40 |
| Pennymac Loan Services LLC | 13 | 20 |
| Red River Employees Federal Credit Union | 12 | 16 |
| Texas Mortgage Lending, LLC | 11 | 25 |
| Crosscountry Mortgage, LLC | 11 | 15 |
| New American Funding, LLC. | 9 | 19 |
| Glacier Bank | 9 | 13 |
| CMG Mortgage Inc | 7 | 7 |
| Highlands Residential Mortgage, Ltd. | 7 | 9 |
| Freedom Mortgage Corporation | 7 | 9 |
| Acrisure Mortgage, LLC | 6 | 10 |
| loanDepot.com LLC | 6 | 16 |
| Nations Lending Corporation | 5 | 5 |
| Navy Federal Credit Union | 5 | 12 |
| Fairway Independent Mort Corp | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 22 | no rate: base under 50 |
| Asian | withheld | |
| Black or African American | 73 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 819 | 24.9% of 630 decided |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 164 | 27.3% of 128 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 94 | 25.3% of 75 decided |
| Not Hispanic or Latino | 805 | 25.8% of 612 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 195 | 27.8% of 151 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 354 | 26.0% of 277 decided |
| Female | 223 | 39.7% of 156 decided |
| Joint | 445 | 21.2% of 349 decided |
| Sex Not Available | 99 | 23.4% of 77 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1488 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved