Mortgage lending in Milam County, Texas
Lenders in Milam County, Texas reported 803 mortgage applications for 2025, according to the CFPB.
803 mortgage applications and 366 loans originated in 2025; the denial rate was 32.1% of 604 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Milam County, TX.
- 803
- Applications
- 366
- Loans originated
- 32.1%
- Denial rate
- 194 denied of 604 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 803 | 366 |
| 2024 | 736 | 328 |
| 2023 | 769 | 320 |
| 2022 | 887 | 404 |
| 2021 | 1,053 | 505 |
| 2020 | 904 | 489 |
| 2019 | 671 | 344 |
| 2018 | 641 | 328 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| DHI Mortgage Company, LTD. | 45 | 75 |
| United Wholesale Mortgage | 24 | 32 |
| Rocket Mortgage | 16 | 28 |
| 21ST Mortgage | 16 | 71 |
| Classic Bank, National Association | 15 | 25 |
| Frontier Bank of Texas | 14 | 16 |
| New American Funding, LLC. | 12 | 16 |
| Citizens National Bank | 12 | 16 |
| CMG Mortgage Inc | 10 | 16 |
| Fairway Independent Mort Corp | 8 | 12 |
| Kind Lending, LLC | 8 | 13 |
| Navy Federal Credit Union | 6 | 11 |
| Texell Credit Union | 6 | 12 |
| Triad Financial Services, Inc. | 6 | 40 |
| Lower, LLC | 6 | 6 |
| Mortgage Research Center | 5 | 13 |
| Securitynational Mortgage Company | 5 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 28 |
| University Federal Credit Union | 4 | 7 |
| Guild Mortgage Company | 4 | 5 |
| Newrez LLC | 4 | 16 |
| Crosscountry Mortgage, LLC | 4 | 5 |
| Cadence Bank | 4 | 5 |
| Pennymac Loan Services LLC | 4 | 9 |
| Primelending | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 48 | no rate: base under 50 |
| White | 576 | 30.7% of 437 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 141 | 27.0% of 100 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 143 | 40.0% of 95 decided |
| Not Hispanic or Latino | 472 | 32.2% of 360 decided |
| Joint | withheld | |
| Ethnicity Not Available | 135 | 26.0% of 104 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 272 | 32.0% of 203 decided |
| Female | 128 | 59.4% of 96 decided |
| Joint | 337 | 23.7% of 257 decided |
| Sex Not Available | 66 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 636 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved