Mortgage lending in Jackson County, Texas
Lenders in Jackson County, Texas reported 369 mortgage applications for 2025, according to the CFPB.
369 mortgage applications and 165 loans originated in 2025; the denial rate was 33.1% of 290 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Jackson County, TX.
- 369
- Applications
- 165
- Loans originated
- 33.1%
- Denial rate
- 96 denied of 290 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 369 | 165 |
| 2024 | 377 | 165 |
| 2023 | 355 | 154 |
| 2022 | 491 | 251 |
| 2021 | 597 | 320 |
| 2020 | 503 | 292 |
| 2019 | 347 | 196 |
| 2018 | 364 | 201 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Tdecu | 21 | 32 |
| United Wholesale Mortgage | 20 | 25 |
| Rocket Mortgage | 15 | 27 |
| Prosperity Bank | 13 | 23 |
| First State Bank | 7 | 8 |
| 21ST Mortgage | 7 | 52 |
| American Financial Resources LLC | 4 | 6 |
| Gateway First Bank | 4 | 4 |
| New American Funding, LLC. | 4 | 4 |
| Union Home Mortgage Corp. | 4 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 11 |
| Newfirst National Bank | 3 | 3 |
| Crossroads Bank | 3 | 3 |
| First National Bank in Port Lavaca | 3 | 5 |
| Southwest Stage Funding LLC | 2 | 5 |
| Mortgage Research Center | 2 | 5 |
| United Built Homes, LLC | 2 | 5 |
| American Liberty Mortgage Inco | 2 | 2 |
| Equity Prime Mortgage LLC | 2 | 4 |
| Lakeview Loan Servicing, LLC | 2 | 4 |
| Firstbank | 2 | 9 |
| First Community Mortgage, Inc. | 2 | 2 |
| Cardinal Financial Company, Li | 2 | 2 |
| PNC Bank N.A. | 2 | 3 |
| Wells Fargo Bank NA | 2 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 17 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 286 | 30.4% of 230 decided |
| 2 or more minority races | under 10 | |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 47 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 80 | 39.3% of 61 decided |
| Not Hispanic or Latino | 224 | 30.9% of 178 decided |
| Joint | withheld | |
| Ethnicity Not Available | 47 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 146 | 38.4% of 112 decided |
| Female | 60 | 44.2% of 52 decided |
| Joint | 132 | 24.8% of 101 decided |
| Sex Not Available | 31 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1659 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved