Mortgage lending in Hill County, Texas
Lenders in Hill County, Texas reported 1,472 mortgage applications for 2025, according to the CFPB.
1,472 mortgage applications and 701 loans originated in 2025; the denial rate was 30.7% of 1,117 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Hill County, TX.
- 1,472
- Applications
- 701
- Loans originated
- 30.7%
- Denial rate
- 343 denied of 1,117 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,472 | 701 |
| 2024 | 1,351 | 611 |
| 2023 | 1,382 | 657 |
| 2022 | 1,709 | 832 |
| 2021 | 1,740 | 880 |
| 2020 | 1,517 | 790 |
| 2019 | 1,193 | 609 |
| 2018 | 985 | 520 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 57 | 90 |
| United Wholesale Mortgage | 57 | 80 |
| 21ST Mortgage | 36 | 161 |
| Guild Mortgage Company | 26 | 34 |
| Crosscountry Mortgage, LLC | 19 | 26 |
| Fairway Independent Mort Corp | 17 | 29 |
| Triad Financial Services, Inc. | 14 | 73 |
| Grandview Bank | 13 | 20 |
| Vanderbilt Mortgage and Finance, Inc | 12 | 72 |
| Mortgage Research Center | 12 | 30 |
| SFMC, LP | 11 | 12 |
| loanDepot.com LLC | 11 | 19 |
| Kind Lending, LLC | 11 | 15 |
| Primelending | 10 | 13 |
| Freedom Mortgage Corporation | 10 | 22 |
| Gateway First Bank | 9 | 13 |
| First National Bank of Central Texas | 9 | 10 |
| SWBC Mortgage Corporation | 9 | 11 |
| First Financial Bank | 8 | 11 |
| Highlands Residential Mortgage, Ltd. | 8 | 11 |
| First Security State Bank | 7 | 8 |
| Navy Federal Credit Union | 7 | 24 |
| Movement Mortgage, LLC | 7 | 15 |
| New American Funding, LLC. | 7 | 22 |
| American Pacific Mortgage Corporation | 7 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 70 | 63.2% of 57 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,106 | 29.4% of 841 decided |
| 2 or more minority races | under 10 | |
| Joint | 33 | no rate: base under 50 |
| Race Not Available | 236 | 25.4% of 177 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 264 | 35.8% of 201 decided |
| Not Hispanic or Latino | 909 | 27.9% of 688 decided |
| Joint | withheld | |
| Ethnicity Not Available | 235 | 36.8% of 182 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 514 | 34.6% of 384 decided |
| Female | 283 | 42.0% of 224 decided |
| Joint | 574 | 22.6% of 434 decided |
| Sex Not Available | 101 | 24.0% of 75 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 942 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved