Mortgage lending in Rains County, Texas
Lenders in Rains County, Texas reported 473 mortgage applications for 2025, according to the CFPB.
473 mortgage applications and 249 loans originated in 2025; the denial rate was 23.5% of 361 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rains County, TX.
- 473
- Applications
- 249
- Loans originated
- 23.5%
- Denial rate
- 85 denied of 361 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 473 | 249 |
| 2024 | 443 | 207 |
| 2023 | 424 | 208 |
| 2022 | 544 | 293 |
| 2021 | 749 | 427 |
| 2020 | 658 | 383 |
| 2019 | 429 | 239 |
| 2018 | 372 | 213 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 14 | no rate: base under 50 |
| White | 373 | 20.8% of 283 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 64 | 32.1% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 35 | no rate: base under 50 |
| Not Hispanic or Latino | 355 | 20.5% of 268 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 68 | 28.6% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 174 | 27.8% of 133 decided |
| Female | 73 | 26.9% of 52 decided |
| Joint | 192 | 18.1% of 149 decided |
| Sex Not Available | 34 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 637 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved