Mortgage lending in Nueces County, Texas
Lenders in Nueces County, Texas reported 10,709 mortgage applications for 2025, according to the CFPB.
10,709 mortgage applications and 5,794 loans originated in 2025; the denial rate was 25.9% of 8,439 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Corpus Christi, TX HUD Metro FMR Area.
- 10,709
- Applications
- 5,794
- Loans originated
- 25.9%
- Denial rate
- 2,184 denied of 8,439 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 10,709 | 5,794 |
| 2024 | 9,784 | 5,304 |
| 2023 | 9,487 | 4,968 |
| 2022 | 12,824 | 7,055 |
| 2021 | 18,607 | 10,801 |
| 2020 | 17,108 | 10,082 |
| 2019 | 11,636 | 6,642 |
| 2018 | 10,527 | 6,033 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rally Credit Union | 529 | 1,191 |
| DHI Mortgage Company, LTD. | 378 | 552 |
| Lennar Mortgage, LLC | 370 | 547 |
| United Wholesale Mortgage | 342 | 473 |
| Rocket Mortgage | 270 | 430 |
| Simmons Bank | 197 | 211 |
| Crosscountry Mortgage, LLC | 170 | 258 |
| Randolph-Brooks Federal Credit Union | 159 | 309 |
| American Bank, N.A. | 128 | 179 |
| Mortgage Research Center | 121 | 240 |
| Guild Mortgage Company | 114 | 177 |
| Navy Federal Credit Union | 111 | 246 |
| First Community Bank | 97 | 119 |
| Willow Bend Mortgage Company, LLC | 93 | 104 |
| Gardner Financial Services | 91 | 129 |
| JPMorgan Chase Bank, NA | 87 | 116 |
| Freedom Mortgage Corporation | 85 | 179 |
| First National Bank Texas | 80 | 95 |
| CMG Mortgage Inc | 77 | 114 |
| Guaranteed Rate, Inc. | 70 | 134 |
| Newrez LLC | 65 | 190 |
| Pennymac Loan Services LLC | 61 | 137 |
| 21ST Mortgage | 59 | 440 |
| Security Service | 55 | 116 |
| Prosperity Bank | 54 | 120 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 166 | 37.7% of 130 decided |
| Asian | 278 | 23.2% of 216 decided |
| Black or African American | 310 | 29.8% of 242 decided |
| Native Hawaiian or Other Pacific Islander | 19 | no rate: base under 50 |
| White | 7,656 | 25.8% of 6,064 decided |
| 2 or more minority races | withheld | |
| Joint | 219 | 20.0% of 175 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,044 | 25.6% of 1,585 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,803 | 31.4% of 3,814 decided |
| Not Hispanic or Latino | 3,641 | 21.1% of 2,870 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,664 | 21.1% of 1,277 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,109 | 26.8% of 3,180 decided |
| Female | 2,057 | 34.1% of 1,641 decided |
| Joint | 3,478 | 21.9% of 2,768 decided |
| Sex Not Available | 1,065 | 19.9% of 850 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 823 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved