Mortgage lending in Fannin County, Texas
Lenders in Fannin County, Texas reported 1,474 mortgage applications for 2025, according to the CFPB.
1,474 mortgage applications and 759 loans originated in 2025; the denial rate was 26.0% of 1,140 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Fannin County, TX.
- 1,474
- Applications
- 759
- Loans originated
- 26.0%
- Denial rate
- 296 denied of 1,140 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,474 | 759 |
| 2024 | 1,458 | 732 |
| 2023 | 1,356 | 608 |
| 2022 | 1,635 | 872 |
| 2021 | 2,001 | 1,149 |
| 2020 | 1,687 | 992 |
| 2019 | 1,314 | 763 |
| 2018 | 1,180 | 642 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 97 | 124 |
| Rocket Mortgage | 61 | 82 |
| First United Bank and Trust Co | 44 | 65 |
| United Wholesale Mortgage | 43 | 63 |
| Legend Bank, N.A. | 23 | 30 |
| 21ST Mortgage | 20 | 108 |
| Credit Union of Texas | 16 | 31 |
| Mortgage Research Center | 15 | 27 |
| Pennymac Loan Services LLC | 15 | 21 |
| American Portfolio Mortgage Corporation | 14 | 16 |
| Crosscountry Mortgage, LLC | 14 | 21 |
| Kind Lending, LLC | 11 | 17 |
| DHI Mortgage Company, LTD. | 10 | 11 |
| loanDepot.com LLC | 9 | 17 |
| Newrez LLC | 9 | 25 |
| Everett Financial, Inc. | 9 | 12 |
| New American Funding, LLC. | 8 | 13 |
| CMG Mortgage Inc | 8 | 13 |
| American National Bank & Trust | 8 | 12 |
| Freedom Mortgage Corporation | 8 | 18 |
| JPMorgan Chase Bank, NA | 8 | 15 |
| Ark-LA-Tex Financial Services LLC | 7 | 7 |
| Navy Federal Credit Union | 7 | 16 |
| Sierra Pacific Mortgage Co. Inc | 6 | 8 |
| Farm Credit Mid-America, Aca | 6 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 35 | no rate: base under 50 |
| Black or African American | 41 | no rate: base under 50 |
| White | 1,125 | 24.1% of 867 decided |
| 2 or more minority races | under 10 | |
| Joint | 47 | no rate: base under 50 |
| Race Not Available | 211 | 32.1% of 168 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 132 | 36.3% of 102 decided |
| Not Hispanic or Latino | 1,056 | 23.5% of 814 decided |
| Joint | withheld | |
| Ethnicity Not Available | 215 | 30.9% of 168 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 488 | 26.2% of 382 decided |
| Female | 253 | 34.0% of 194 decided |
| Joint | 617 | 21.4% of 477 decided |
| Sex Not Available | 116 | 32.2% of 87 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 714 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved