Mortgage lending in Zavala County, Texas

Lenders in Zavala County, Texas reported 133 mortgage applications for 2025, according to the CFPB.

133 mortgage applications and 43 loans originated in 2025; the denial rate was 49.5% of 93 applications decided. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Zavala County, TX.

133
Applications: 43
Loans originated: 49.5%
Denial rate: 46 denied of 93 applications decided.

Every year

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Mortgage applications and loans originated in Zavala County, Texas, by year
Year	Applications	Originated	Denied
2025	133	43	46
2024	108	32	38
2023	95	32	31
2022	135	41	50
2021	147	54	42
2020	176	59	61
2019	98	42	29
2018	100	30	37

The largest lenders here

Lenders in Zavala County, Texas by loans originated, 2025
Lender	Originated	Applications
21ST Mortgage	10	45
Triad Financial Services, Inc.	6	13
Security Service	5	13
Fairway Independent Mort Corp	4	6
Rocket Mortgage	3	4
CMG Mortgage Inc	3	3
Mortgage Research Center	2	2
United Wholesale Mortgage	2	7
Plaza Home Mortgage, Inc	2	2
TXN Bank	1	2
Planet Home Lending, LLC	1	1
Gateway First Bank	1	1
International Bank of Commerce	1	1
Crosscountry Mortgage, LLC	1	1
Wells Fargo Bank NA	1	2
Firstmark Credit Union	0	1
Vanderbilt Mortgage and Finance, Inc	0	4
Southwest Stage Funding LLC	0	1
Valley Strong Credit Union	0	1
Meridian Trust Federal Credit Union	0	1
Countryplace Mortgage, LTD.	0	1
New American Funding, LLC.	0	1
Tammac Holdings Corporation	0	1
Pentagon Federal Credit Union	0	1
Freedom Mortgage Corporation	0	1

Applications by race, ethnicity and sex, 2025

By race, Zavala County, Texas: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	under 10
White	112	47.4% of 76 decided
2 or more minority races	under 10
Race Not Available	16	no rate: base under 50

By ethnicity, Zavala County, Texas: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	102	50.0% of 72 decided
Not Hispanic or Latino	withheld
Joint	under 10
Ethnicity Not Available	20	no rate: base under 50

By sex, Zavala County, Texas: applications and denial rate
Category	Applications	Denial rate
Male	58	no rate: base under 50
Female	withheld
Joint	42	no rate: base under 50
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026