Mortgage lending in Washington County, Texas
Lenders in Washington County, Texas reported 1,322 mortgage applications for 2025, according to the CFPB.
1,322 mortgage applications and 654 loans originated in 2025; the denial rate was 31.1% of 1,057 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Washington County, TX.
- 1,322
- Applications
- 654
- Loans originated
- 31.1%
- Denial rate
- 329 denied of 1,057 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,322 | 654 |
| 2024 | 1,123 | 535 |
| 2023 | 1,176 | 547 |
| 2022 | 1,475 | 762 |
| 2021 | 1,733 | 997 |
| 2020 | 1,710 | 969 |
| 2019 | 1,039 | 634 |
| 2018 | 988 | 526 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| DHI Mortgage Company, LTD. | 72 | 86 |
| Citizens State Bank | 62 | 79 |
| Rocket Mortgage | 35 | 58 |
| United Wholesale Mortgage | 34 | 47 |
| Kangaroo Home Lending, LLC | 23 | 28 |
| CMG Mortgage Inc | 21 | 37 |
| The Brenham National Bank | 21 | 28 |
| Crosscountry Mortgage, LLC | 21 | 26 |
| Cadence Bank | 20 | 25 |
| Kind Lending, LLC | 18 | 20 |
| JPMorgan Chase Bank, NA | 16 | 24 |
| 21ST Mortgage | 15 | 79 |
| NFM, Inc | 13 | 16 |
| Round Top State Bank | 11 | 11 |
| Pennymac Loan Services LLC | 10 | 17 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 90 |
| Farm Credit Mid-America, Aca | 9 | 15 |
| Bank of Brenham N.A. | 8 | 12 |
| Mortgage Research Center | 8 | 19 |
| Newrez LLC | 7 | 16 |
| Triad Financial Services, Inc. | 6 | 58 |
| Southwest Stage Funding LLC | 5 | 17 |
| Navy Federal Credit Union | 5 | 11 |
| Prosperity Bank | 5 | 6 |
| Mutual of Omaha Mortgage | 5 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 11 | no rate: base under 50 |
| Black or African American | 166 | 60.6% of 137 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 885 | 23.2% of 712 decided |
| Joint | 25 | no rate: base under 50 |
| Race Not Available | 224 | 39.0% of 172 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 213 | 42.6% of 176 decided |
| Not Hispanic or Latino | 858 | 26.7% of 690 decided |
| Joint | withheld | |
| Ethnicity Not Available | 211 | 39.2% of 158 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 357 | 32.1% of 290 decided |
| Female | 308 | 39.6% of 245 decided |
| Joint | 540 | 26.0% of 439 decided |
| Sex Not Available | 117 | 30.1% of 83 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 638 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved