Bank of America NA
Bank of America NA reported 217,492 mortgage applications for 2025, according to the CFPB.
217,492 mortgage applications and 88,530 loans originated in 2025; the denial rate was 44.7% of 163,111 applications decided. Its RSSD in the 2023 reporter panel is 480228. From 2025, the CFPB’s Snapshot release.
The same RSSD is Bank of America, National Association’s: its bank page on the banks hub.
- 217,492
- Applications
- 88,530
- Loans originated
- 44.7%
- Denial rate
- 72,920 denied of 163,111 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Bank of America NA | 217,492 |
| 2024 | Bank of America NA | 218,355 |
| 2023 | Bank of America NA | 255,508 |
| 2022 | Bank of America NA | 330,623 |
| 2021 | Bank of America NA | 348,399 |
| 2020 | Bank of America NA | 360,242 |
| 2019 | Bank of America NA | 442,167 |
| 2018 | Bank of America NA | 428,238 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 1,771 | 62.7% of 1,315 decided |
| Asian | 28,692 | 40.8% of 21,170 decided |
| Black or African American | 19,831 | 59.7% of 15,717 decided |
| Native Hawaiian or Other Pacific Islander | 475 | 68.4% of 354 decided |
| White | 133,067 | 41.4% of 100,278 decided |
| 2 or more minority races | 947 | 64.5% of 694 decided |
| Joint | 5,392 | 35.9% of 4,270 decided |
| Free Form Text Only | 1,537 | 67.0% of 1,067 decided |
| Race Not Available | 25,780 | 52.4% of 18,246 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 32,019 | 60.5% of 24,092 decided |
| Not Hispanic or Latino | 147,891 | 41.0% of 112,186 decided |
| Joint | 5,876 | 40.6% of 4,669 decided |
| Ethnicity Not Available | 29,998 | 46.8% of 21,017 decided |
| Free Form Text Only | 1,708 | 58.1% of 1,147 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 79,995 | 49.8% of 57,883 decided |
| Female | 51,965 | 52.1% of 39,037 decided |
| Joint | 77,042 | 35.3% of 60,226 decided |
| Sex Not Available | 8,490 | 42.1% of 5,965 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved