Mortgage lending in Mills County, Texas

Lenders in Mills County, Texas reported 126 mortgage applications for 2025, according to the CFPB.

126 mortgage applications and 68 loans originated in 2025; the denial rate was 24.7% of 97 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Mills County, TX.

126
Applications: 68
Loans originated: 24.7%
Denial rate: 24 denied of 97 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Mills County, Texas, by year
Year	Applications	Originated	Denied
2025	126	68	24
2024	98	48	27
2023	80	40	18
2022	109	48	24
2021	146	76	32
2020	140	80	20
2019	102	48	22
2018	70	32	22

The largest lenders here

Lenders in Mills County, Texas by loans originated, 2025
Lender	Originated	Applications
Primis Bank	7	8
Rocket Mortgage	5	9
Farm Credit Mid-America, Aca	4	5
Mortgage Research Center	3	6
United Wholesale Mortgage	3	6
21ST Mortgage	3	12
First National Bank of Evant	2	3
Gateway First Bank	2	2
A+ Federal Credit Union	2	2
Triad Financial Services, Inc.	2	5
Newrez LLC	2	4
Credit Human Federal Credit Un	2	3
Crosscountry Mortgage, LLC	2	2
American Bank NA	1	1
AmeriHome Mortgage Company, LLC	1	1
Tomo Mortgage LLC	1	1
Nations Lending Corporation	1	1
Credit Union of Texas	1	1
Vanderbilt Mortgage and Finance, Inc	1	2
Zillow Home Loans, LLC	1	1
Sofi Bank, National Association	1	2
Government Employees Federal Credit Union	1	1
The First National Bank of Gra	1	1
Security Service	1	1
JMAC Lending, Inc.	1	1

Applications by race, ethnicity and sex, 2025

By race, Mills County, Texas: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
White	113	22.1% of 86 decided
Joint	under 10
Race Not Available	under 10

By ethnicity, Mills County, Texas: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	17	no rate: base under 50
Not Hispanic or Latino	90	22.9% of 70 decided
Joint	under 10
Ethnicity Not Available	withheld

By sex, Mills County, Texas: applications and denial rate
Category	Applications	Denial rate
Male	withheld
Female	34	no rate: base under 50
Joint	61	no rate: base under 50
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1078 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026