Mortgage lending in Navarro County, Texas
Lenders in Navarro County, Texas reported 2,019 mortgage applications for 2025, according to the CFPB.
2,019 mortgage applications and 921 loans originated in 2025; the denial rate was 32.4% of 1,523 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Navarro County, TX.
- 2,019
- Applications
- 921
- Loans originated
- 32.4%
- Denial rate
- 493 denied of 1,523 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,019 | 921 |
| 2024 | 1,770 | 827 |
| 2023 | 1,714 | 736 |
| 2022 | 2,050 | 955 |
| 2021 | 2,578 | 1,248 |
| 2020 | 2,082 | 1,099 |
| 2019 | 1,532 | 778 |
| 2018 | 1,292 | 694 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 62 | 101 |
| DHI Mortgage Company, LTD. | 56 | 74 |
| 21ST Mortgage | 51 | 276 |
| United Wholesale Mortgage | 40 | 53 |
| Community National Bank & Trust of Texas | 37 | 42 |
| Synergy One Lending, Inc. | 36 | 41 |
| Vanderbilt Mortgage and Finance, Inc | 31 | 214 |
| Verabank,n.a. | 28 | 41 |
| First State Bank | 24 | 27 |
| JPMorgan Chase Bank, NA | 21 | 28 |
| Guild Mortgage Company | 19 | 27 |
| Mortgage Research Center | 19 | 30 |
| Crosscountry Mortgage, LLC | 19 | 30 |
| Prosperity Bank | 18 | 33 |
| Magnolia Bank | 15 | 16 |
| Ark-LA-Tex Financial Services LLC | 14 | 20 |
| Triad Financial Services, Inc. | 14 | 68 |
| loanDepot.com LLC | 12 | 20 |
| Fairway Independent Mort Corp | 12 | 15 |
| Pennymac Loan Services LLC | 11 | 24 |
| Everett Financial, Inc. | 10 | 13 |
| Liberty Federal Credit Union | 9 | 12 |
| First Financial Bank | 9 | 12 |
| Primelending | 8 | 10 |
| Highlands Residential Mortgage, Ltd. | 8 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 34 | no rate: base under 50 |
| Asian | 25 | no rate: base under 50 |
| Black or African American | 154 | 54.8% of 115 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,321 | 27.9% of 1,012 decided |
| 2 or more minority races | under 10 | |
| Joint | 49 | no rate: base under 50 |
| Race Not Available | 428 | 38.0% of 308 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 552 | 45.0% of 409 decided |
| Not Hispanic or Latino | 1,061 | 27.5% of 814 decided |
| Joint | withheld | |
| Ethnicity Not Available | 330 | 28.9% of 235 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 710 | 33.3% of 541 decided |
| Female | 388 | 44.2% of 301 decided |
| Joint | 761 | 25.8% of 569 decided |
| Sex Not Available | 160 | 29.5% of 112 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1080 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved