Mortgage lending in Frio County, Texas
Lenders in Frio County, Texas reported 406 mortgage applications for 2025, according to the CFPB.
406 mortgage applications and 130 loans originated in 2025; the denial rate was 46.4% of 302 applications decided. The median loan was about $170,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Frio County, TX.
- 406
- Applications
- 130
- Loans originated
- 46.4%
- Denial rate
- 140 denied of 302 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 406 | 130 |
| 2024 | 369 | 117 |
| 2023 | 368 | 117 |
| 2022 | 478 | 144 |
| 2021 | 534 | 160 |
| 2020 | 398 | 148 |
| 2019 | 336 | 138 |
| 2018 | 309 | 95 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 29 | 140 |
| Rocket Mortgage | 10 | 14 |
| United Wholesale Mortgage | 10 | 13 |
| Triad Financial Services, Inc. | 8 | 43 |
| Southwest Stage Funding LLC | 7 | 13 |
| Mortgage Research Center | 4 | 7 |
| Newrez LLC | 4 | 7 |
| Directions Equity, LLC | 4 | 5 |
| Security Service | 3 | 10 |
| Primelending | 2 | 5 |
| American Financial Resources LLC | 2 | 3 |
| Navy Federal Credit Union | 2 | 2 |
| Guild Mortgage Company | 2 | 2 |
| Centennial Bank | 2 | 2 |
| CMG Mortgage Inc | 2 | 2 |
| Right Start Mortgage, Inc | 2 | 4 |
| Cardinal Financial Company, Li | 2 | 4 |
| Synergy One Lending, Inc. | 1 | 1 |
| Republic State Mortgage Company | 1 | 1 |
| Home Mortgage Alliance Corp (Hmac) | 1 | 1 |
| AML Funding LLC dba Absolute Mortgage & Lending | 1 | 2 |
| Gateway First Bank | 1 | 3 |
| Zillow Home Loans, LLC | 1 | 1 |
| Click n' Close, Inc. | 1 | 1 |
| Primis Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 11 | no rate: base under 50 |
| White | 325 | 46.6% of 251 decided |
| Joint | under 10 | |
| Race Not Available | 60 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 275 | 51.4% of 216 decided |
| Not Hispanic or Latino | 79 | 31.4% of 51 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 38 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 164 | 39.7% of 121 decided |
| Female | 96 | 57.1% of 77 decided |
| Joint | 131 | 48.4% of 91 decided |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1520 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved