Mortgage lending in Hood County, Texas
Lenders in Hood County, Texas reported 3,272 mortgage applications for 2025, according to the CFPB.
3,272 mortgage applications and 1,972 loans originated in 2025; the denial rate was 19.5% of 2,565 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hood County, TX.
- 3,272
- Applications
- 1,972
- Loans originated
- 19.5%
- Denial rate
- 500 denied of 2,565 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,272 | 1,972 |
| 2024 | 2,916 | 1,640 |
| 2023 | 2,704 | 1,481 |
| 2022 | 3,671 | 2,113 |
| 2021 | 5,339 | 3,321 |
| 2020 | 5,312 | 3,375 |
| 2019 | 3,458 | 2,136 |
| 2018 | 2,992 | 1,838 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 148 | 201 |
| United Wholesale Mortgage | 136 | 187 |
| The First National Bank of Gra | 105 | 117 |
| First Financial Bank | 77 | 100 |
| Guild Mortgage Company | 66 | 85 |
| Cardinal Financial Company, Li | 59 | 72 |
| DHI Mortgage Company, LTD. | 57 | 89 |
| loanDepot.com LLC | 56 | 86 |
| SFMC, LP | 49 | 71 |
| 21ST Mortgage | 44 | 236 |
| Gateway First Bank | 43 | 63 |
| CMG Mortgage Inc | 42 | 59 |
| Primelending | 37 | 42 |
| Mortgage Research Center | 33 | 65 |
| Pennymac Loan Services LLC | 33 | 71 |
| Crosscountry Mortgage, LLC | 32 | 47 |
| New American Funding, LLC. | 29 | 68 |
| Lower, LLC | 27 | 28 |
| American Pacific Mortgage Corporation | 26 | 42 |
| Navy Federal Credit Union | 25 | 44 |
| Freedom Mortgage Corporation | 23 | 44 |
| Fairway Independent Mort Corp | 22 | 31 |
| Eecu | 21 | 39 |
| Nationstar Mortgage | 20 | 26 |
| JPMorgan Chase Bank, NA | 20 | 37 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 25 | no rate: base under 50 |
| Asian | 27 | no rate: base under 50 |
| Black or African American | 43 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,568 | 19.4% of 2,023 decided |
| 2 or more minority races | under 10 | |
| Joint | 64 | no rate: base under 50 |
| Race Not Available | 537 | 18.1% of 414 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 284 | 27.1% of 218 decided |
| Not Hispanic or Latino | 2,291 | 19.4% of 1,818 decided |
| Joint | withheld | |
| Ethnicity Not Available | 543 | 16.5% of 413 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,059 | 22.3% of 831 decided |
| Female | 578 | 26.5% of 460 decided |
| Joint | 1,334 | 15.6% of 1,043 decided |
| Sex Not Available | 301 | 13.0% of 231 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 500 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved