Mortgage lending in Andrews County, Texas
Lenders in Andrews County, Texas reported 613 mortgage applications for 2025, according to the CFPB.
613 mortgage applications and 312 loans originated in 2025; the denial rate was 26.1% of 463 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Andrews County, TX.
- 613
- Applications
- 312
- Loans originated
- 26.1%
- Denial rate
- 121 denied of 463 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 613 | 312 |
| 2024 | 642 | 310 |
| 2023 | 549 | 227 |
| 2022 | 627 | 286 |
| 2021 | 925 | 478 |
| 2020 | 932 | 480 |
| 2019 | 732 | 376 |
| 2018 | 658 | 337 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Efinity Financial LLC | 29 | 42 |
| Highlands Residential Mortgage, Ltd. | 22 | 31 |
| 21ST Mortgage | 20 | 108 |
| Rocket Mortgage | 16 | 26 |
| Nations Lending Corporation | 12 | 13 |
| Interlinc Mortgage Services, LLC | 12 | 15 |
| Right Start Mortgage, Inc | 12 | 17 |
| Primelending | 10 | 11 |
| Triad Financial Services, Inc. | 9 | 23 |
| American Portfolio Mortgage Corporation | 8 | 10 |
| United Wholesale Mortgage | 8 | 11 |
| The Mortgage Link, Inc. | 8 | 8 |
| Freedom Mortgage Corporation | 8 | 13 |
| JPMorgan Chase Bank, NA | 8 | 13 |
| Pennymac Loan Services LLC | 6 | 11 |
| Complex Community Federal Cu | 5 | 13 |
| Mortgage Research Center | 5 | 7 |
| Flat Branch Mortgage, Inc. | 5 | 5 |
| Ark-LA-Tex Financial Services LLC | 4 | 6 |
| Waterstone Mortgage Corporation | 4 | 5 |
| Nationstar Mortgage | 4 | 6 |
| Cardinal Financial Company, Li | 4 | 5 |
| Wells Fargo Bank NA | 4 | 4 |
| Navy Federal Credit Union | 3 | 4 |
| loanDepot.com LLC | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 481 | 25.0% of 364 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 112 | 27.7% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 318 | 31.3% of 243 decided |
| Not Hispanic or Latino | 197 | 19.6% of 148 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 69 | 21.6% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 278 | 22.6% of 208 decided |
| Female | 78 | 44.6% of 65 decided |
| Joint | 225 | 22.6% of 168 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 496 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved