Mortgage lending in Nacogdoches County, Texas
Lenders in Nacogdoches County, Texas reported 1,553 mortgage applications for 2025, according to the CFPB.
1,553 mortgage applications and 754 loans originated in 2025; the denial rate was 29.8% of 1,223 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nacogdoches County, TX.
- 1,553
- Applications
- 754
- Loans originated
- 29.8%
- Denial rate
- 365 denied of 1,223 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,553 | 754 |
| 2024 | 1,423 | 676 |
| 2023 | 1,256 | 592 |
| 2022 | 1,530 | 815 |
| 2021 | 2,146 | 1,204 |
| 2020 | 2,075 | 1,161 |
| 2019 | 1,399 | 795 |
| 2018 | 1,406 | 767 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Commercial Bank of Texas, NA | 115 | 148 |
| Cadence Bank | 68 | 105 |
| Rocket Mortgage | 64 | 85 |
| 21ST Mortgage | 51 | 220 |
| Austin Bank, Texas National Association | 48 | 64 |
| United Wholesale Mortgage | 37 | 45 |
| Right Start Mortgage, Inc | 28 | 36 |
| CMG Mortgage Inc | 19 | 26 |
| Citizens 1st Bank, Tyler TX | 15 | 27 |
| Highlands Residential Mortgage, Ltd. | 14 | 24 |
| Southside Bank | 13 | 23 |
| Mortgage Research Center | 13 | 33 |
| Vanderbilt Mortgage and Finance, Inc | 12 | 63 |
| East Texas Professional C.U. | 11 | 24 |
| American Neighborhood Mortgage Acceptance Company | 10 | 17 |
| Triad Financial Services, Inc. | 9 | 73 |
| Navy Federal Credit Union | 8 | 17 |
| Texas Bank | 8 | 10 |
| JPMorgan Chase Bank, NA | 8 | 12 |
| Regions Bank | 7 | 32 |
| Mortgage Financial Services | 6 | 7 |
| loanDepot.com LLC | 6 | 10 |
| Guild Mortgage Company | 6 | 9 |
| Union Home Mortgage Corp. | 6 | 7 |
| Movement Mortgage, LLC | 5 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 36 | no rate: base under 50 |
| Black or African American | 145 | 59.3% of 113 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,098 | 27.4% of 865 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 237 | 22.9% of 183 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 181 | 38.1% of 134 decided |
| Not Hispanic or Latino | 1,067 | 31.8% of 842 decided |
| Joint | 60 | no rate: base under 50 |
| Ethnicity Not Available | 245 | 21.5% of 200 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 468 | 32.8% of 366 decided |
| Female | 335 | 43.8% of 265 decided |
| Joint | 624 | 23.3% of 494 decided |
| Sex Not Available | 126 | 14.3% of 98 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1332 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved