Mortgage lending in Gillespie County, Texas
Lenders in Gillespie County, Texas reported 1,079 mortgage applications for 2025, according to the CFPB.
1,079 mortgage applications and 578 loans originated in 2025; the denial rate was 24.4% of 848 applications decided. The median loan was about $355,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gillespie County, TX.
- 1,079
- Applications
- 578
- Loans originated
- 24.4%
- Denial rate
- 207 denied of 848 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,079 | 578 |
| 2024 | 913 | 507 |
| 2023 | 839 | 409 |
| 2022 | 1,177 | 657 |
| 2021 | 1,535 | 936 |
| 2020 | 1,481 | 916 |
| 2019 | 1,027 | 556 |
| 2018 | 867 | 492 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lennar Mortgage, LLC | 60 | 83 |
| Rocket Mortgage | 49 | 74 |
| Security State Bank & Trust | 35 | 65 |
| First United Bank and Trust Co | 29 | 36 |
| Pennymac Loan Services LLC | 20 | 28 |
| United Wholesale Mortgage | 19 | 25 |
| Randolph-Brooks Federal Credit Union | 19 | 39 |
| DHI Mortgage Company, LTD. | 18 | 27 |
| 21ST Mortgage | 15 | 48 |
| Crosscountry Mortgage, LLC | 13 | 16 |
| Newrez LLC | 11 | 24 |
| AmeriHome Mortgage Company, LLC | 9 | 11 |
| Kind Lending, LLC | 8 | 12 |
| Triad Financial Services, Inc. | 7 | 26 |
| Broadway National Bank | 7 | 11 |
| Firstmark Credit Union | 6 | 7 |
| Centennial Bank | 6 | 13 |
| Frost Bank | 6 | 12 |
| The Loan Store, Inc | 5 | 6 |
| Security Service | 5 | 10 |
| Movement Mortgage, LLC | 5 | 7 |
| Morgan Stanley Private Bank NA | 5 | 5 |
| V.i.p. Mortgage, Inc. | 5 | 5 |
| Guaranteed Rate, Inc. | 5 | 6 |
| Deephaven Mortgage LLC | 5 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 14 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 847 | 23.2% of 667 decided |
| 2 or more minority races | under 10 | |
| Joint | 25 | no rate: base under 50 |
| Race Not Available | 176 | 30.6% of 134 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 176 | 34.7% of 144 decided |
| Not Hispanic or Latino | 674 | 20.8% of 530 decided |
| Joint | 64 | 22.2% of 54 decided |
| Ethnicity Not Available | 165 | 29.2% of 120 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 284 | 26.2% of 214 decided |
| Female | 178 | 23.1% of 147 decided |
| Joint | 531 | 22.3% of 421 decided |
| Sex Not Available | 86 | 34.8% of 66 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 146 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved