Mortgage lending in Lynn County, Texas
Lenders in Lynn County, Texas reported 183 mortgage applications for 2025, according to the CFPB.
183 mortgage applications and 99 loans originated in 2025; the denial rate was 25.9% of 139 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Lynn County, TX HUD Metro FMR Area.
- 183
- Applications
- 99
- Loans originated
- 25.9%
- Denial rate
- 36 denied of 139 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 183 | 99 |
| 2024 | 222 | 104 |
| 2023 | 224 | 90 |
| 2022 | 230 | 127 |
| 2021 | 313 | 183 |
| 2020 | 258 | 153 |
| 2019 | 226 | 136 |
| 2018 | 131 | 79 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Cardinal Financial Company, Li | 12 | 15 |
| Alliance Credit Union | 10 | 11 |
| Rocket Mortgage | 8 | 11 |
| Amarillo National Bank | 6 | 9 |
| Ark-LA-Tex Financial Services LLC | 5 | 5 |
| 21ST Mortgage | 5 | 21 |
| Crosscountry Mortgage, LLC | 4 | 4 |
| Prosperity Bank | 3 | 5 |
| Freedom Mortgage Corporation | 3 | 6 |
| Peoples Bank | 3 | 3 |
| Farm Credit Mid-America, Aca | 2 | 3 |
| Centennial Bank | 2 | 2 |
| T2 Financial LLC | 2 | 3 |
| Nationstar Mortgage | 2 | 2 |
| Texas Tech Federal Credit Union | 2 | 4 |
| City Bank | 2 | 8 |
| Wells Fargo Bank NA | 2 | 2 |
| Nations Lending Corporation | 1 | 1 |
| Western Bank | 1 | 2 |
| Vanderbilt Mortgage and Finance, Inc | 1 | 12 |
| International Bank of Commerce | 1 | 1 |
| Mortgage Financial Services | 1 | 1 |
| American Financing Corporation | 1 | 2 |
| Guild Mortgage Company | 1 | 1 |
| Mortgage Research Center | 1 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 149 | 25.0% of 116 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 26 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 41 | no rate: base under 50 |
| Not Hispanic or Latino | 105 | 19.3% of 83 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 25 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 60 | 30.8% of 52 decided |
| Female | 29 | no rate: base under 50 |
| Joint | 83 | 17.0% of 59 decided |
| Sex Not Available | 11 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1075 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved