Mortgage lending in Johnson County, Texas
Lenders in Johnson County, Texas reported 9,209 mortgage applications for 2025, according to the CFPB.
9,209 mortgage applications and 5,374 loans originated in 2025; the denial rate was 21.9% of 7,319 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fort Worth-Arlington, TX HUD Metro FMR Area.
- 9,209
- Applications
- 5,374
- Loans originated
- 21.9%
- Denial rate
- 1,606 denied of 7,319 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 9,209 | 5,374 |
| 2024 | 8,674 | 4,912 |
| 2023 | 8,387 | 4,520 |
| 2022 | 10,270 | 5,678 |
| 2021 | 13,835 | 8,470 |
| 2020 | 13,472 | 8,216 |
| 2019 | 8,398 | 5,031 |
| 2018 | 7,602 | 4,572 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 380 | 503 |
| Rocket Mortgage | 322 | 466 |
| DHI Mortgage Company, LTD. | 292 | 460 |
| SFMC, LP | 229 | 296 |
| Crosscountry Mortgage, LLC | 151 | 193 |
| Fairway Independent Mort Corp | 143 | 198 |
| loanDepot.com LLC | 138 | 246 |
| Guild Mortgage Company | 119 | 157 |
| CMG Mortgage Inc | 111 | 148 |
| First Financial Bank | 101 | 157 |
| Freedom Mortgage Corporation | 86 | 180 |
| Primelending | 83 | 106 |
| Mortgage Research Center | 80 | 134 |
| Highlands Residential Mortgage, Ltd. | 80 | 106 |
| Eecu | 78 | 145 |
| Lennar Mortgage, LLC | 77 | 100 |
| Lower, LLC | 66 | 95 |
| New American Funding, LLC. | 65 | 117 |
| 21ST Mortgage | 65 | 398 |
| Pennymac Loan Services LLC | 65 | 162 |
| American Pacific Mortgage Corporation | 62 | 82 |
| Gateway First Bank | 58 | 80 |
| Paramount Residential Mortgage | 54 | 63 |
| Frost Bank | 53 | 107 |
| Republic State Mortgage Company | 52 | 54 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 92 | 34.6% of 78 decided |
| Asian | 292 | 15.9% of 214 decided |
| Black or African American | 838 | 25.6% of 634 decided |
| Native Hawaiian or Other Pacific Islander | 29 | no rate: base under 50 |
| White | 6,094 | 20.8% of 4,904 decided |
| 2 or more minority races | withheld | |
| Joint | 256 | 22.1% of 208 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,579 | 24.3% of 1,233 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,728 | 26.5% of 1,354 decided |
| Not Hispanic or Latino | 5,618 | 20.9% of 4,501 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,375 | 22.1% of 1,067 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,972 | 24.3% of 2,356 decided |
| Female | 1,691 | 26.9% of 1,332 decided |
| Joint | 3,840 | 18.1% of 3,090 decided |
| Sex Not Available | 706 | 21.3% of 541 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 322 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved