Mortgage lending in Hardeman County, Texas
Lenders in Hardeman County, Texas reported 63 mortgage applications for 2025, according to the CFPB.
63 mortgage applications and 36 loans originated in 2025; the denial rate was 25.5% of 55 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Hardeman County, TX.
- 63
- Applications
- 36
- Loans originated
- 25.5%
- Denial rate
- 14 denied of 55 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 63 | 36 |
| 2024 | 79 | 40 |
| 2023 | 70 | 40 |
| 2022 | 52 | 19 |
| 2021 | 44 | 18 |
| 2020 | 36 | 12 |
| 2019 | 32 | 13 |
| 2018 | 46 | 17 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Capital Bank | 13 | 17 |
| American National Bank & Trust | 5 | 5 |
| Waggoner National Bank | 2 | 2 |
| Triad Financial Services, Inc. | 2 | 4 |
| Mortgage Research Center | 2 | 3 |
| Rocket Mortgage | 2 | 4 |
| Texas Republic Bank, N.A. | 2 | 2 |
| Zillow Home Loans, LLC | 1 | 1 |
| United Wholesale Mortgage | 1 | 1 |
| Nationstar Mortgage | 1 | 1 |
| Flat Branch Mortgage, Inc. | 1 | 1 |
| Royal United Mortgage LLC | 1 | 2 |
| Crosscountry Mortgage, LLC | 1 | 1 |
| 21ST Mortgage | 1 | 5 |
| Amerisave Mortgage Company | 1 | 2 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| Figure Lending LLC | 0 | 1 |
| Planet Home Lending, LLC | 0 | 1 |
| Ally Bank | 0 | 1 |
| Prosperity Bank | 0 | 1 |
| New American Funding, LLC. | 0 | 1 |
| Newrez LLC | 0 | 1 |
| Herring Bank | 0 | 1 |
| Guaranteed Rate, Inc. | 0 | 2 |
| Union Square Credit Union | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 59 | 25.0% of 52 decided |
| Joint | under 10 | |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 50 | no rate: base under 50 |
| Joint | under 10 | |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 31 | no rate: base under 50 |
| Female | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved