Mortgage lending in Walker County, Texas
Lenders in Walker County, Texas reported 1,830 mortgage applications for 2025, according to the CFPB.
1,830 mortgage applications and 888 loans originated in 2025; the denial rate was 32.0% of 1,442 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Walker County, TX.
- 1,830
- Applications
- 888
- Loans originated
- 32.0%
- Denial rate
- 461 denied of 1,442 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,830 | 888 |
| 2024 | 1,600 | 747 |
| 2023 | 1,724 | 815 |
| 2022 | 2,287 | 1,228 |
| 2021 | 2,589 | 1,408 |
| 2020 | 2,295 | 1,218 |
| 2019 | 1,621 | 923 |
| 2018 | 1,443 | 789 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 71 | 98 |
| First National Bank of Huntsville | 67 | 75 |
| Rocket Mortgage | 65 | 93 |
| 21ST Mortgage | 35 | 205 |
| Ark-LA-Tex Financial Services LLC | 32 | 33 |
| First Financial Bank | 29 | 45 |
| Hometrust Mortgage Company | 29 | 39 |
| DHI Mortgage Company, LTD. | 24 | 32 |
| Centennial Bank | 24 | 38 |
| Kangaroo Home Lending, LLC | 19 | 19 |
| Mortgage Research Center | 17 | 29 |
| Movement Mortgage, LLC | 15 | 16 |
| CMG Mortgage Inc | 13 | 16 |
| Triad Financial Services, Inc. | 12 | 101 |
| Prosperity Bank | 12 | 23 |
| loanDepot.com LLC | 11 | 20 |
| Fairway Independent Mort Corp | 11 | 12 |
| Kind Lending, LLC | 11 | 19 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 86 |
| Verabank,n.a. | 10 | 12 |
| New American Funding, LLC. | 10 | 30 |
| Freedom Mortgage Corporation | 10 | 19 |
| FocusOne Mortgage, LLC | 10 | 11 |
| The Loan Store, Inc | 8 | 10 |
| Cornerstone Capital Bank, SSB | 8 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 17 | no rate: base under 50 |
| Black or African American | 215 | 47.6% of 166 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,232 | 28.8% of 986 decided |
| 2 or more minority races | under 10 | |
| Joint | 44 | no rate: base under 50 |
| Race Not Available | 309 | 35.9% of 231 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 221 | 42.9% of 170 decided |
| Not Hispanic or Latino | 1,214 | 28.7% of 961 decided |
| Joint | withheld | |
| Ethnicity Not Available | 302 | 38.6% of 241 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 553 | 32.9% of 435 decided |
| Female | 382 | 46.6% of 305 decided |
| Joint | 743 | 23.3% of 585 decided |
| Sex Not Available | 152 | 34.2% of 117 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 829 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved