Mortgage lending in Cameron County, Texas
Lenders in Cameron County, Texas reported 8,212 mortgage applications for 2025, according to the CFPB.
8,212 mortgage applications and 4,175 loans originated in 2025; the denial rate was 28.8% of 6,297 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Brownsville-Harlingen, TX MSA.
- 8,212
- Applications
- 4,175
- Loans originated
- 28.8%
- Denial rate
- 1,816 denied of 6,297 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,212 | 4,175 |
| 2024 | 7,956 | 4,063 |
| 2023 | 7,428 | 3,702 |
| 2022 | 9,106 | 4,540 |
| 2021 | 12,187 | 6,573 |
| 2020 | 10,484 | 5,710 |
| 2019 | 7,336 | 3,825 |
| 2018 | 7,256 | 3,703 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 310 | 471 |
| United Wholesale Mortgage | 242 | 345 |
| Rally Credit Union | 199 | 457 |
| Fairway Independent Mort Corp | 180 | 213 |
| Union Home Mortgage Corp. | 166 | 231 |
| JPMorgan Chase Bank, NA | 139 | 225 |
| Security Service | 127 | 289 |
| Synergy One Lending, Inc. | 99 | 185 |
| CMG Mortgage Inc | 89 | 130 |
| Mortgage Research Center | 85 | 160 |
| American Neighborhood Mortgage Acceptance Company | 85 | 107 |
| Securitynational Mortgage Company | 84 | 133 |
| Stonewood Home Lending, LLC | 82 | 94 |
| Highlands Residential Mortgage, Ltd. | 78 | 101 |
| Newrez LLC | 77 | 201 |
| Directions Equity, LLC | 72 | 91 |
| Freedom Mortgage Corporation | 69 | 136 |
| Crosscountry Mortgage, LLC | 69 | 125 |
| Lower, LLC | 61 | 89 |
| Pennymac Loan Services LLC | 58 | 135 |
| 21ST Mortgage | 54 | 326 |
| Mortgage Solutions of Colorado | 52 | 81 |
| New American Funding, LLC. | 51 | 107 |
| Lone Star National Bank | 43 | 111 |
| PNC Bank N.A. | 43 | 169 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 85 | 26.3% of 57 decided |
| Asian | 117 | 22.1% of 86 decided |
| Black or African American | 73 | 27.1% of 59 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 6,360 | 28.6% of 4,905 decided |
| 2 or more minority races | under 10 | |
| Joint | 79 | 11.7% of 60 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,477 | 31.5% of 1,116 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 5,877 | 30.7% of 4,506 decided |
| Not Hispanic or Latino | 1,080 | 21.0% of 827 decided |
| Joint | withheld | |
| Ethnicity Not Available | 996 | 26.9% of 755 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,487 | 28.9% of 2,611 decided |
| Female | 1,669 | 35.0% of 1,285 decided |
| Joint | 2,466 | 24.8% of 1,946 decided |
| Sex Not Available | 590 | 28.3% of 455 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 816 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved